Federal credit union · PHILADELPHIA, Pennsylvania · NCUA charter #11783
S I Philadelphia
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $197K
- Total assets
- 74
- Members
- 37.4%
- Net-worth ratio
S I Philadelphia scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $197K; members 74; net-worth ratio 37.41%; health rank #3,035 of 4,374; healthier than 28th of scored peers.
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#3,035 of 4,374 health · 2025Q4S I Philadelphia · health 77/100 · $197K · 2025Q4
Call Report peers
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S I Philadelphia vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); S I Philadelphia sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
S I Philadelphia: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 37.41% vs peer 22.93% (+14.48 pp).
- Largest lag: Loan-to-Share Ratio at 1.68% vs peer 52.70% (-51.02 pp).
Where S I Philadelphia sits in Pennsylvania
- In Pennsylvania, health place is #183 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #270 of 275.
- Membership ranks #274 of 275 among Pennsylvania CUs with a reported count (74 members).
- One place up in Pennsylvania, Berylco Employees' (#182) ties at 77/100; one place down, Aliquippa Teachers (#184) ties at 77/100.
S I Philadelphia: 2025Q4 → 2026Q1
S I Philadelphia: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $197K (2025Q4) to $203K (2026Q1).
- Net-worth ratio shifted -1.04 pp (38.45% → 37.41%).
At 37.41%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 77/100 score is built
S I Philadelphia gives up 23 points in total. Loan-to-Share Ratio costs the most, 8.8 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.4 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 6.0 pts
Call Report ratios for S I Philadelphia
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 37.41% | +14.48 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.12% | -0.10 pp |
| Member Growth | -1.33% | - |
| Loan-to-Share Ratio | 1.68% | -51.02 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - S I Philadelphia
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $203K | - |
| 2025Q4 | $197K | 74 |
| 2024Q4 | $197K | 75 |
| 2023Q4 | $219K | 75 |
Credit Union Details
- Charter Number
- 11783
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILADELPHIA
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for S I Philadelphia, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| SI Philadelphia FCU (Main Office) | Philadelphia, PA |
| Fed Comp | Fairfax, VA |
| Marlene E Long | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
S I Philadelphia nationwide neighbourhoods
Similar health score
Using this data
- S I Philadelphia ranks #3,035 of 4,374 nationally on financial health and #183 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wayland Temple Baptist is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wayland Temple Baptist
Frequently Asked Questions
Is S I Philadelphia financially healthy?
S I Philadelphia has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,035 of 4,374 nationally on health and #183 of 275 in Pennsylvania. Its net worth ratio is 37.41% and its delinquency rate 0.00%.
How does S I Philadelphia compare to other credit unions?
S I Philadelphia scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (37.41% vs 22.93%). Its widest shortfall is loan-to-share ratio (1.68% vs 52.70%).
How can I join S I Philadelphia?
S I Philadelphia operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact S I Philadelphia directly for the exact boundaries and application steps.
Is my money safe at S I Philadelphia?
S I Philadelphia is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. S I Philadelphia's net worth ratio of 37.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.