Federal credit union · PHILADELPHIA, Pennsylvania · NCUA charter #23556
Paper Converters Local 286/1034
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $1.8M
- Total assets
- 2,169
- Members
- 7.1%
- Net-worth ratio
Paper Converters Local 286/1034 scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 2,169; net-worth ratio 7.06%; health rank #2,504 of 4,374; healthier than 43rd of scored peers.
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Paper Converters Local 286/1034 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Paper Converters Local 286/1034 sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Paper Converters Local 286/1034 diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 58.61% here, 52.70% peer average (+5.91 pp).
- Widest shortfall vs peers is Net Worth Ratio: -15.87 pp (7.06% vs 22.93%).
Paper Converters Local 286/1034: in-state Call Report ranks
- Health composite ranks #128 of 275 among scored Pennsylvania credit unions.
- Assets rank #260 of 275 inside Pennsylvania ($1.8M reported).
- Membership ranks #161 of 275 among Pennsylvania CUs with a reported count (2,169 members).
- One place up in Pennsylvania, Penn East (#127) ties at 82/100; one place down, Bradford Area School Employees (#129) scores 81/100, 1 point lower.
Paper Converters Local 286/1034: 2025Q4 → 2026Q1
Paper Converters Local 286/1034: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $1.8M (2025Q4) to $1.9M (2026Q1).
- Net-worth ratio shifted -0.09 pp (7.15% → 7.06%).
At 7.06%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Paper Converters Local 286/1034 gives up 18 points in total. Member Growth costs the most, 8.2 of its 15; Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 22.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.8 pts
- Loan-to-Share Ratio 12.6 pts
Paper Converters Local 286/… health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.06% | -15.87 pp |
| Delinquency Rate | 0.09% | -4.39 pp |
| Return on Assets | 1.07% | +0.85 pp |
| Member Growth | -1.23% | - |
| Loan-to-Share Ratio | 58.61% | +5.91 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Paper Converters Local 286/1034 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.9M | - |
| 2025Q4 | $1.8M | 2,169 |
| 2024Q4 | $1.9M | 2,196 |
| 2023Q4 | $1.8M | 2,051 |
Credit Union Details
- Charter Number
- 23556
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- PHILADELPHIA
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Paper Converters Local 286/1034.
| Office | City |
|---|---|
| USW Local 286 (Main Office) | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for Paper Converters Local 286/…
Similar health score
Using this data
- Paper Converters Local 286/1034 ranks #2,504 of 4,374 nationally on financial health and #128 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- B. Braun is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with B. Braun
Frequently Asked Questions
Is Paper Converters Local 286/1034 financially healthy?
On its 2025Q4 NCUA 5300 filing, Paper Converters Local 286/1034 scores 82/100 (Excellent), with a 7.06% net worth ratio and 0.09% of loans delinquent. It ranks #2,504 of 4,374 nationally on health and #128 of 275 in Pennsylvania.
How does Paper Converters Local 286/1034 compare to other credit unions?
Paper Converters Local 286/1034 scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (58.61% vs 52.70%). Its widest shortfall is net worth ratio (7.06% vs 22.93%).
How can I join Paper Converters Local 286/1034?
Paper Converters Local 286/1034 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Paper Converters Local 286/1034 directly for the current list of qualifying groups.
Is my money safe at Paper Converters Local 286/1034?
Paper Converters Local 286/1034 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Paper Converters Local 286/1034's net worth ratio of 7.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.