State overview · Q4 2025

Illinois Credit Unions

All 192 federally-insured credit unions in Illinois, ranked by financial health, from NCUA 5300 Call Reports.

Compiled by PlainCU Editorial, Credit Unions Editorial Team · May 16, 2026

192
Credit unions: 4.2M
Members: $75.8B
Combined assets: 80/100
Avg health

Health-score distribution

How Illinois's 192 credit unions split across the four health bands. Source: NCUA 5300 Call Report, Q4 2025.

All Credit Unions in Illinois

Credit Union	Health	Assets	Members	Net Worth %
Hershey Robinson Employees Robinson	100	$3M	721	25.8%
Heartland Springfield	99	$555M	35K	13.3%
Chicago Firefighter's Chicago	98	$85M	6K	14.7%
Select Employees Sterling	98	$76M	6K	12.3%
Iaa Bloomington	97	$403M	18K	11.4%
Siu Carbondale	97	$561M	46K	11.6%
Financial Plus OTTAWA	96	$580M	45K	13.1%
Illinois Valley Peru	96	$37M	4K	10.0%
Joliet Firefighters Joliet	96	$8M	575	11.3%
Streator Onized Streator	96	$409M	38K	15.5%
Abbott Laboratories Gurnee	95	$1.1B	33K	14.3%
Illinois State Normal	95	$242M	18K	10.1%
Midwest Coalition of Labor Countryside	95	$77M	8K	14.7%
St. Helena Parish Chicago	95	$301681	154	9.2%
United Community Quincy	95	$127M	10K	15.7%
A.a.e.c. Arlington Heigh	94	$118M	4K	12.8%
Chicago's Bravest Chicago	94	$11M	1K	20.0%
Israel Methcomm Chicago	94	$2M	235	11.9%
Mea Monticello	94	$759556	122	8.8%
River to River Vienna	94	$29M	2K	13.9%
Chicago Firemans Assoc CHICAGO	93	$20M	3K	15.5%
Members First Community QUINCY	93	$105M	7K	25.3%
Membersalliance Rockford	93	$290M	22K	9.2%
Normal City Employees Normal	93	$4M	596	9.9%
Oak Lawn Municipal Employees OAK LAWN	93	$4M	830	10.9%
Redbrand Bartonville	93	$74M	7K	12.4%
Blackhawk Area Savanna	92	$39M	4K	12.9%
Citizens Equity First Peoria	92	$8.3B	418K	11.5%
Commonwealth Bourbonnais	92	$118M	10K	13.0%
Dupage County Employees WHEATON	92	$19M	2K	15.5%
Galesburg Burlington Galesburg	92	$54M	3K	27.3%
I.b.e.w. Local #146 Decatur	92	$5M	650	12.3%
Peoria Fire Fighters Peoria	92	$5M	344	26.0%
Earthmover Aurora	91	$457M	31K	16.3%
Ethicon Suture River Forest	91	$1M	480	11.6%
Northwest Municipal Des Plaines	91	$40M	2K	13.2%
Peoria Hiway Peoria	91	$6M	667	13.4%
1st Midamerica Bethalto	90	$1.0B	64K	12.6%
Elca Chicago	90	$26M	2K	12.7%
Illinois Educators Springfield	90	$120M	10K	9.2%
Western Springs WESTERN SPRINGS	90	$4M	465	14.7%
A.s.h. Employees ANNA	89	$5M	1K	20.5%
Blaw-knox Mattoon	89	$13M	2K	19.6%
Elite Community Bourbonnais	89	$23M	2K	9.9%
Revity Granite City	89	$481M	36K	11.7%
Taylorville Community Taylorville	89	$89M	7K	12.0%
C T a F C CHICAGO	88	$758666	680	17.8%
Fieldstone Bradley	88	$55M	5K	15.0%
For Members Only Chicago	88	$6M	12K	15.6%
Metro Arlington Heigh	88	$77M	3K	8.5%
Rock Valley Loves Park	88	$172M	16K	11.2%
State Employees Community Alton	88	$6M	1K	20.7%
Trinity U.c.c. Chicago	88	$4M	668	16.9%
Urbana Municipal Employees Urbana	88	$5M	769	14.3%
Abri Romeoville	87	$376M	28K	11.8%
Aurora Policemen AURORA	87	$26M	2K	15.0%
Berean Chicago	87	$191031	263	19.2%
Community Plus Rantoul	87	$27M	4K	14.9%
Community Trust Gurnee	87	$331M	13K	9.7%
Cornerstone Freeport	87	$169M	12K	9.7%
Evergreen Park Schools EVERGREEN PARK	87	$10M	981	18.7%
Land of Lincoln DECATUR	87	$503M	35K	9.3%
Moline Municipal Moline	87	$67M	3K	13.5%
Staley DECATUR	87	$222M	17K	11.5%
Advantage One Morrison	86	$25M	2K	10.9%
Decatur Earthmover Forsyth	86	$302M	21K	11.8%
Healthcare Associates Lisle	86	$479M	30K	13.5%
Peoria Bell Peoria	86	$6M	615	42.5%
Springfield City Employees Springfield	86	$13M	1K	16.9%
State Farm Bloomington	86	$5.3B	113K	13.8%
Alliant CHICAGO	85	$20.3B	923K	8.6%
Aurora Firefighters' Aurora	85	$3M	445	15.0%
Bloomington Municipal Bloomington	85	$44M	2K	13.5%
Central Credit Union of Illinois Bellwood	85	$123M	11K	14.0%
First Northern Chicago	85	$327M	21K	10.3%
Gale Galesburg	85	$68M	5K	11.1%
Kone Employees MOLINE	85	$21M	2K	14.0%
Midwest Members Wood River	85	$214M	18K	13.2%
Molex Employees LISLE	85	$6M	1K	16.8%
Paris Hi-way Paris	85	$11M	858	15.5%
Rockford Municipal Employees Rockford	85	$23M	2K	15.6%
United Equity Decatur	85	$68M	6K	17.4%
Baxter Vernon Hills	84	$6.3B	368K	9.6%
Carbondale Highway Carbondale	84	$6M	681	11.7%
Dupage Naperville	84	$581M	48K	9.6%
Effingham Highway Effingham	84	$6M	1K	19.6%
Gas and Electric ROCK ISLAND	84	$128M	6K	9.0%
New Century Joliet	84	$59M	4K	13.9%
Ottawa Hiway OTTAWA	84	$16M	1K	15.9%
Service Plus Moline	84	$35M	2K	10.2%
Education Personnel Danville	83	$72M	4K	11.2%
Kaskaskia Valley Centralia	83	$28M	4K	8.5%
Numark Joliet	83	$885M	62K	8.5%
Reavis - Stickney BURBANK	83	$914901	265	13.1%
Selfreliance Chicago	83	$1.1B	49K	11.2%
Siue Edwardsville	83	$30M	2K	10.6%
Corporate America Family Elgin	82	$830M	62K	13.4%
Linxus MACHESNEY PARK	82	$18M	2K	9.8%
Mwrd Employees CHICAGO	82	$39M	2K	14.0%
National Police CHICAGO	82	$590M	42K	8.4%
R.i.a. Rock Island	82	$659M	40K	8.0%
Williamson County Catholic Herrin	82	$3M	628	8.5%
Catholic & Community Shiloh	81	$218M	13K	9.1%
Evanston Firemens EVANSTON	81	$2M	151	15.3%
I. H. Mississippi Valley Moline	81	$2.3B	150K	8.3%
Illinois State Police Springfield	81	$122M	6K	8.9%
Joliet Municipal Employees joliet	81	$11M	875	11.0%
Partnership Financial MORTON GROVE	81	$384M	14K	7.0%
Pontiac Dwight Prison Employs PONTIAC	81	$8M	921	10.9%
Shiloh Englewood Chicago	81	$367522	133	16.3%
Access BROADVIEW	80	$59M	5K	13.6%
Altonized Community ALTON	80	$51M	6K	8.7%
Generations Rockford	80	$23M	2K	15.7%
Planites Chicago	80	$38M	4K	10.9%
South Shop ALSIP	80	$11M	1K	15.2%
St. Mark Chicago	80	$504703	167	23.5%
Ambraw Lawrenceville	79	$17M	2K	9.4%
Northern Illinois DEKALB	79	$19M	2K	10.6%
Riverside Community KANKAKEE	79	$46M	4K	11.7%
Streator Community Streator	79	$38M	2K	11.3%
Landmark Danville	78	$119M	10K	9.3%
Mercer Aledo	78	$3M	413	12.8%
Salem School System Salem	78	$2M	368	31.1%
U. S. Employees Chicago	78	$102M	6K	12.8%
Empeople Moline	77	$2.3B	77K	6.7%
Peoria City Employees Peoria	77	$6M	1K	21.5%
Quincy Postal Employees QUINCY	77	$2M	315	9.4%
Scott Edwardsville	77	$1.8B	132K	9.6%
Alton Municipal Employees ALTON	76	$455299	246	32.5%
Canals & Trails Lockport	76	$33M	3K	9.8%
St. Gregory Parish Chicago	76	$393027	120	13.6%
St. Jude CHICAGO	76	$297112	72	27.6%
2 Rivers Area KANKAKEE	75	$24M	4K	12.3%
Illiana Financial Calumet City	75	$254M	21K	16.2%
Sherwin Williams Emp. South Holland	75	$41M	3K	12.4%
College and University Chicago	74	$1M	325	9.0%
Funeral Service Springfield	74	$10M	674	19.0%
Bloomington Postal Employees BLOOMINGTON	73	$21M	1K	18.5%
Central Illinois champaign	73	$25M	4K	13.3%
Chicago Post Office Employees Chicago	73	$28M	5K	18.7%
Consumers lake Forest	73	$4.5B	279K	4.5%
Springfield Firefighters Springfield	73	$3M	366	8.5%
Acme Continental Riverdale	72	$56M	5K	18.7%
Gideon Waukegan	72	$367650	220	10.2%
St. Martin De Porres Parish Chicago	72	$370769	152	14.8%
Credit Union 1 Lombard	71	$2.3B	151K	5.1%
Decatur Postal Decatur	71	$6M	490	22.4%
Maternity B.v.m. Bourbonnais	71	$12M	1K	12.2%
77th Street Depot Chicago	70	$18M	5K	22.7%
Cbi PLAINFIELD	70	$18M	1K	10.5%
Clifford-jacobs Employees CHAMPAIGN	70	$1M	159	57.1%
N.i.c.e. Geneva	70	$3M	357	6.0%
Pilgrim Baptist Chicago	70	$249674	136	20.3%
Unified Homeowners of Illinois CHICAGO	70	$505088	298	7.3%
Tee-pak Danville	69	$24M	2K	12.6%
University of Illinois Community Champaign	69	$756M	64K	6.0%
Aurora Postal Employees Aurora	68	$2M	428	20.8%
Community Chicago	68	$118701	151	17.3%
M.w.p.h. Grand Lodge of Illinois CHICAGO	68	$436395	255	14.8%
Peoria Postal Employees Peoria	68	$14M	1K	19.8%
Fellowship Baptist Church CHICAGO	67	$956469	364	5.5%
Northwest Community MORTON GROVE	67	$65M	2K	9.6%
Smartchoice Spring Valley	67	$803448	247	29.4%
Decatur Policemen Decatur	66	$5M	389	14.3%
Area Educational MATTOON	65	$32M	2K	2.8%
Burlington Northern Santa Fe Railwy Cicero	65	$8M	2K	20.9%
Cooperative Choice Network PEORIA	65	$202M	12K	4.4%
Haulpak PEORIA	65	$2M	476	23.9%
Kankakee Federation of Teachers Kankakee	65	$10M	1K	6.0%
Maroon Financial Chicago	65	$52M	7K	13.6%
Services NAPERVILLE	65	$402471	3K	69.0%
The Credit Union for All Bloomington	65	$87M	8K	7.8%
B.e.a. Bethalto	64	$2M	423	18.1%
Park Manor Christian Church CHICAGO	64	$2M	251	14.5%
Chicago Avenue Garage Chicago	63	$4M	547	42.9%
Western Illinois School Employees QUINCY	63	$23M	2K	2.3%
Bethel A.m.e. Church Chicago	62	$52937	92	13.2%
Taylorville School Employees Taylorville	62	$2M	402	21.9%
Great Lakes BANNOCKBURN	60	$1.4B	103K	6.7%
Metropolitan L Oak Park	60	$10M	1K	13.8%
Financial Partners Springfield	56	$12M	1K	7.2%
Cta-74th Street Depot Chicago	55	$9M	777	14.6%
Mt. Zion zion	53	$415398	164	15.3%
South Side Community Chicago	52	$5M	1K	14.6%
Vibrant Moline	51	$1.2B	52K	7.6%
Vicinity Chicago	51	$200M	19K	2.9%
Harvard Community HARVARD	47	$20M	3K	5.3%
Fox Valley Aurora	45	$46M	3K	6.3%
Chicago Area Office Chicago	43	$9M	1K	15.6%
Northside L Broadview	42	$5M	808	7.0%
Imperial Springfield	39	$74490	195	6.6%
Anco Community La Salle	38	$12M	2K	4.9%

Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.

What This Data Says About Credit Unions in Illinois

Illinois is home to 192 federally-insured credit unions collectively serving 4.2M members with $75.8B in combined assets, based on the most recent NCUA 5300 Call Report (Q4 2025). The state's average health score of 80/100 reflects the blended performance of every charter operating within its borders, state-chartered, federally-chartered, community, employer-based, and multi-SEG credit unions alike. Hershey Robinson Employees of Robinson currently leads the cohort with a health score of 100/100, while the full distribution spans 192 institutions ranked below.

The health distribution breaks into four bands: 116 credit unions score 80–100 (Excellent), 64 score 60–79 (Good), 10 score 40–59 (Fair), and 2 fall below 40 (Weak). These scores are a weighted composite of five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), year-over-year member growth (15%), and loan-to-share ratio (15%). A score in the Excellent band typically indicates a net worth ratio comfortably above the 7.0% NCUA "well capitalized" floor, sub-1% delinquency, positive ROA, and a loan-to-share ratio inside the 60–80% balanced-liquidity window. Fair and Weak institutions are not necessarily in distress, NCUA supervises all federally-insured credit unions through CAMEL ratings and Prompt Corrective Action triggers, but the composite signals where financial buffers are thinner than peers.

Every credit union on this page carries NCUSIF deposit insurance up to $250,000 per depositor per ownership category, administered by the National Credit Union Administration, identical coverage to FDIC insurance at banks. Membership eligibility varies by charter: community charters serve anyone living, working, worshiping, or attending school in a defined geography, while employer-based and associational charters require a specific common bond. Rates, fees, and product offerings also vary widely across Illinois's 192 institutions, so prospective members should verify current terms directly with each credit union before opening accounts or applying for loans. This page is informational only, reflects quarterly reported NCUA data (not real-time financials), and is not financial advice or a solicitation to join any specific institution.

Explore more: Healthiest credit unions · Largest by assets · How health scores work

Frequently Asked Questions

How many credit unions are in Illinois?

There are 192 federally-insured credit unions in Illinois as of Q4 2025, with a combined 4.2M members and $75.8B in total assets. All data is sourced from the NCUA 5300 Call Report.

What is the healthiest credit union in Illinois?

Based on NCUA Q4 2025 data, Hershey Robinson Employees in Robinson ranks highest in Illinois with a health score of 100/100. Health scores combine net worth ratio, delinquency rate, return on assets, member growth, and loan-to-share ratio.

Are credit unions safer than banks?

Credit unions are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per account, the same insurance limit as FDIC-insured banks. Credit unions are member-owned nonprofits, which means profits are returned to members as lower fees and better rates rather than to shareholders. Both institution types offer equivalent deposit protection.

Read our methodology - how this data is sourced, computed, and verified.