Federal credit union · Creighton, Pennsylvania · NCUA charter #370
Ppg & Associates
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $19.8M
- Total assets
- 1,708
- Members
- 16.3%
- Net-worth ratio
Ppg & Associates scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.8M; members 1,708; net-worth ratio 16.30%; health rank #3,156 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,156 of 4,374 health · 2025Q4Ppg & Associates · health 76/100 · $19.8M · 2025Q4
Call Report peers
Ppg & Associates in the assets neighbourhood
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Ppg & Associates vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ppg & Associates sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Ppg & Associates diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 16.30% vs peer 14.86% (+1.44 pp).
- Largest lag: Loan-to-Share Ratio at 28.00% vs peer 59.80% (-31.80 pp).
Ppg & Associates in Pennsylvania
- Pennsylvania health ordinal: #194 of 275.
- Pennsylvania assets place: #171 of 275.
- Pennsylvania membership ordinal: #176 of 275.
- One place up in Pennsylvania, APCI (#193) scores 77/100, 1 point higher; one place down, Wyoming Valley Educational Empl (#195) ties at 76/100.
Quarter path for Ppg & Associates
Ppg & Associates: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $19.8M (2025Q4) to $19.9M (2026Q1).
- Net-worth ratio shifted -0.05 pp (16.35% → 16.30%).
This credit union's 16.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
Ppg & Associates gives up 24 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.2 pts
- Return on Assets 13.9 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.9 pts
Call Report ratios for Ppg & Associates
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.30% | +1.44 pp |
| Delinquency Rate | 0.68% | -0.47 pp |
| Return on Assets | 0.42% | -0.28 pp |
| Member Growth | -8.52% | - |
| Loan-to-Share Ratio | 28.00% | -31.80 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Ppg & Associates quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.9M | - |
| 2025Q4 | $19.8M | 1,708 |
| 2024Q4 | $20.7M | 1,867 |
| 2023Q4 | $21.4M | 1,777 |
Credit Union Details
- Charter Number
- 370
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Creighton
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Ppg & Associates runs 2 offices.
| Office | City |
|---|---|
| PPG & Associates FCU (Main Office) | Creighton, PA |
| PPG & Associates Federal Credit Union Health South Office | Creighton, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Ppg & Associates ranks #3,156 of 4,374 nationally on financial health and #194 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Altoona Area Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Altoona Area Employees
Frequently Asked Questions
Is Ppg & Associates financially healthy?
Ppg & Associates has a financial health score of 76/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,156 of 4,374 nationally on health and #194 of 275 in Pennsylvania. Its net worth ratio is 16.30% and its delinquency rate 0.68%.
How does Ppg & Associates compare to other credit unions?
Ppg & Associates scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.30% vs 14.86%). Its widest shortfall is loan-to-share ratio (28.00% vs 59.80%).
How can I join Ppg & Associates?
Ppg & Associates operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ppg & Associates directly for the exact boundaries and application steps.
Is my money safe at Ppg & Associates?
Ppg & Associates is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ppg & Associates's net worth ratio of 16.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.