State credit union · COLLEGEVILLE, Pennsylvania · NCUA charter #61808
Affiliated Trades
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $39.6M
- Total assets
- 2,309
- Members
- 10.4%
- Net-worth ratio
Affiliated Trades scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.6M; members 2,309; net-worth ratio 10.41%; health rank #3,721 of 4,374; healthier than 15th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,721 of 4,374 health · 2025Q4Affiliated Trades · health 68/100 · $39.6M · 2025Q4
- NW 68/100
- DELQ 10.4%
- ROA 1.84%
- ASSETS 0.46%
- MEM $39.6M
- RANK 2,309
- PHOTO #3,721/4,374
- BOOK Diablo Valley
- CHARTER 61808
Call Report peers
Affiliated Trades in the assets neighbourhood
Affiliated Trades's $39.6M assets sit next to Diablo Valley ($39.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Affiliated Trades vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Affiliated Trades - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #61808. See our deposit-insurance coverage note.
Affiliated Trades vs $10M–$50M peers
- Loan-to-Share Ratio trails the peer set - 42.81% here, 59.80% peer average (-16.99 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Affiliated Trades: in-state Call Report ranks
- Health composite ranks #229 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #135 of 275.
- Pennsylvania membership ordinal: #156 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Affiliated Trades: 2025Q4 → 2026Q1
Affiliated Trades: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $39.6M (2025Q4) to $39.7M (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.37% → 10.41%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.7 pts
- Return on Assets 14.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.9 pts
Affiliated Trades vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.41% | -4.45 pp |
| Delinquency Rate | 1.84% | +0.70 pp |
| Return on Assets | 0.46% | -0.25 pp |
| Member Growth | -5.95% | - |
| Loan-to-Share Ratio | 42.81% | -16.99 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Affiliated Trades quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.7M | - |
| 2025Q4 | $39.6M | 2,309 |
| 2024Q4 | $37.5M | 2,455 |
| 2023Q4 | $35.5M | 2,528 |
Credit Union Details
- Charter Number
- 61808
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- COLLEGEVILLE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Affiliated Trades runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Collegeville, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Affiliated Trades's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($39.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- Affiliated Trades ranks #3,721 of 4,374 nationally on financial health and #229 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A & S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A & S
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Affiliated Trades financially healthy?
Affiliated Trades has a financial health score of 68/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,721 of 4,374; by total assets it ranks #2,614 of 4,374 nationally (same basis as /rankings/largest); and #135 of 275 within Pennsylvania. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.41% and delinquency rate of 1.84%.
How does Affiliated Trades compare to other credit unions?
On PlainCU's health composite, Affiliated Trades lands at 68/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Affiliated Trades?
Membership eligibility for Affiliated Trades depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Affiliated Trades directly for current membership requirements and application steps.
Is my money safe at Affiliated Trades?
Federal credit unions like Affiliated Trades are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Affiliated Trades's net worth ratio of 10.41% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Affiliated Trades offer compared to banks?
Credit unions like Affiliated Trades are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Affiliated Trades directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.