State credit union · COLLEGEVILLE, Pennsylvania · NCUA charter #61808
Affiliated Trades
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $39.6M
- Total assets
- 2,309
- Members
- 10.4%
- Net-worth ratio
Affiliated Trades scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.6M; members 2,309; net-worth ratio 10.41%; health rank #3,721 of 4,374; healthier than 15th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,721 of 4,374 health · 2025Q4Affiliated Trades · health 68/100 · $39.6M · 2025Q4
Call Report peers
Affiliated Trades in the assets neighbourhood
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Affiliated Trades vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Affiliated Trades sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Affiliated Trades vs $10M–$50M peers
- Loan-to-Share Ratio trails the peer set - 42.81% here, 59.80% peer average (-16.99 pp).
Affiliated Trades: in-state Call Report ranks
- Health composite ranks #229 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #135 of 275.
- Pennsylvania membership ordinal: #156 of 275.
- One place up in Pennsylvania, I B E W Local 56 (#228) ties at 68/100; one place down, Superior Credit Union (#230) ties at 68/100.
Affiliated Trades: 2025Q4 → 2026Q1
Affiliated Trades: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $39.6M (2025Q4) to $39.7M (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.37% → 10.41%).
This credit union's 10.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Affiliated Trades gives up 32 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.7 pts
- Return on Assets 14.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.9 pts
Affiliated Trades vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.41% | -4.45 pp |
| Delinquency Rate | 1.84% | +0.70 pp |
| Return on Assets | 0.46% | -0.25 pp |
| Member Growth | -5.95% | - |
| Loan-to-Share Ratio | 42.81% | -16.99 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Affiliated Trades quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.7M | - |
| 2025Q4 | $39.6M | 2,309 |
| 2024Q4 | $37.5M | 2,455 |
| 2023Q4 | $35.5M | 2,528 |
Credit Union Details
- Charter Number
- 61808
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- COLLEGEVILLE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Affiliated Trades runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Collegeville, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Affiliated Trades ranks #3,721 of 4,374 nationally on financial health and #229 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A & S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A & S
Frequently Asked Questions
Is Affiliated Trades financially healthy?
On its 2025Q4 NCUA 5300 filing, Affiliated Trades scores 68/100 (Good), with a 10.41% net worth ratio and 1.84% of loans delinquent. It ranks #3,721 of 4,374 nationally on health and #229 of 275 in Pennsylvania.
How does Affiliated Trades compare to other credit unions?
Affiliated Trades scores 68/100, higher than 15% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (42.81% vs 59.80%).
How can I join Affiliated Trades?
Membership eligibility for Affiliated Trades depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Affiliated Trades directly for current membership requirements and application steps.
Is my money safe at Affiliated Trades?
Affiliated Trades is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Affiliated Trades's net worth ratio of 10.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.