Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #3810
Paac Transit Division
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $28.0M
- Total assets
- 3,048
- Members
- 17.6%
- Net-worth ratio
Paac Transit Division scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.0M; members 3,048; net-worth ratio 17.64%; health rank #3,242 of 4,374; healthier than 24th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,242 of 4,374 health · 2025Q4Paac Transit Division · health 75/100 · $28.0M · 2025Q4
Call Report peers
Paac Transit Division in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Paac Transit Division vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Paac Transit Division sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Paac Transit Division vs $10M–$50M peers
- Net Worth Ratio leads the peer set - 17.64% here, 14.86% peer average (+2.78 pp).
- Loan-to-Share Ratio trails the peer set - 28.16% here, 59.80% peer average (-31.64 pp).
Paac Transit Division: in-state Call Report ranks
- Pennsylvania health ordinal: #198 of 275.
- Assets rank #155 of 275 inside Pennsylvania ($28.0M reported).
- Member book place in Pennsylvania: #137 of 275.
- One place up in Pennsylvania, ARIZE (#197) scores 76/100, 1 point higher; one place down, Allegent Community (#199) ties at 75/100.
Paac Transit Division: 2025Q4 → 2026Q1
Paac Transit Division: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $28.0M (2025Q4) to $28.6M (2026Q1).
- Net-worth ratio shifted -0.08 pp (17.72% → 17.64%).
17.64% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
Paac Transit Division gives up 25 points in total. Delinquency Rate costs the most, 14.3 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.7 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 8.8 pts
Paac Transit Division vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.64% | +2.78 pp |
| Delinquency Rate | 2.29% | +1.14 pp |
| Return on Assets | 0.79% | +0.08 pp |
| Member Growth | 1.23% | - |
| Loan-to-Share Ratio | 28.16% | -31.64 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Paac Transit Division quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.6M | - |
| 2025Q4 | $28.0M | 3,048 |
| 2024Q4 | $27.8M | 3,011 |
| 2023Q4 | $29.7M | 2,900 |
Credit Union Details
- Charter Number
- 3810
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Paac Transit Division.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Paac Transit Division nationwide neighbourhoods
Similar total assets
Using this data
- Paac Transit Division ranks #3,242 of 4,374 nationally on financial health and #198 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Butler County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Butler County Teachers
Frequently Asked Questions
Is Paac Transit Division financially healthy?
Paac Transit Division has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,242 of 4,374 nationally on health and #198 of 275 in Pennsylvania. Its net worth ratio is 17.64% and its delinquency rate 2.29%.
How does Paac Transit Division compare to other credit unions?
Paac Transit Division scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.64% vs 14.86%). Its widest shortfall is loan-to-share ratio (28.16% vs 59.80%).
How can I join Paac Transit Division?
Paac Transit Division operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Paac Transit Division directly for the exact boundaries and application steps.
Is my money safe at Paac Transit Division?
Paac Transit Division is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Paac Transit Division's net worth ratio of 17.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.