Federal credit union · Canonsburg, Pennsylvania · NCUA charter #21956
U.F.C.W. Local 23
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $8.1M
- Total assets
- 1,559
- Members
- 16.5%
- Net-worth ratio
U.F.C.W. Local 23 scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.1M; members 1,559; net-worth ratio 16.47%; health rank #3,247 of 4,374; healthier than 24th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,247 of 4,374 health · 2025Q4U.F.C.W. Local 23 · health 75/100 · $8.1M · 2025Q4
Call Report peers
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U.F.C.W. Local 23 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); U.F.C.W. Local 23 sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where U.F.C.W. Local 23 diverges from peer averages
- Largest favorable gap: Return on Assets at 1.50% vs peer 0.45% (+1.04 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.16 pp (55.44% vs 63.60%).
Where U.F.C.W. Local 23 sits in Pennsylvania
- In Pennsylvania, health place is #200 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #221 of 275.
- Member book place in Pennsylvania: #187 of 275.
- One place up in Pennsylvania, Allegent Community (#199) ties at 75/100; one place down, Asbestos Workers Local 14 (#201) ties at 75/100.
Quarter path for U.F.C.W. Local 23
U.F.C.W. Local 23: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $8.1M (2025Q4) to $8.3M (2026Q1).
- Net-worth ratio shifted -0.44 pp (16.91% → 16.47%).
This credit union's 16.47% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
U.F.C.W. Local 23 gives up 25 points in total. Delinquency Rate costs the most, 15.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.6 pts
- Return on Assets 15.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 12.0 pts
Call Report ratios for U.F.C.W. Local 23
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.47% | -2.59 pp |
| Delinquency Rate | 2.46% | +0.66 pp |
| Return on Assets | 1.50% | +1.04 pp |
| Member Growth | -0.32% | - |
| Loan-to-Share Ratio | 55.44% | -8.16 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
U.F.C.W. Local 23 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.3M | - |
| 2025Q4 | $8.1M | 1,559 |
| 2024Q4 | $8.0M | 1,564 |
| 2023Q4 | $8.6M | 1,797 |
Credit Union Details
- Charter Number
- 21956
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Canonsburg
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for U.F.C.W. Local 23.
| Office | City |
|---|---|
| U.F.C.W. Local 23 FCU (Main Office) | Canonsburg, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- U.F.C.W. Local 23 ranks #3,247 of 4,374 nationally on financial health and #200 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Back Mountain is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Back Mountain
Frequently Asked Questions
Is U.F.C.W. Local 23 financially healthy?
On its 2025Q4 NCUA 5300 filing, U.F.C.W. Local 23 scores 75/100 (Very Good), with a 16.47% net worth ratio and 2.46% of loans delinquent. It ranks #3,247 of 4,374 nationally on health and #200 of 275 in Pennsylvania.
How does U.F.C.W. Local 23 compare to other credit unions?
U.F.C.W. Local 23 scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (1.50% vs 0.45%). Its widest shortfall is loan-to-share ratio (55.44% vs 63.60%).
How can I join U.F.C.W. Local 23?
U.F.C.W. Local 23 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact U.F.C.W. Local 23 directly for the exact boundaries and application steps.
Is my money safe at U.F.C.W. Local 23?
U.F.C.W. Local 23 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. U.F.C.W. Local 23's net worth ratio of 16.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.