Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #15797
Iron Workers
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $5.4M
- Total assets
- 3,614
- Members
- 6.2%
- Net-worth ratio
Iron Workers scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.4M; members 3,614; net-worth ratio 6.19%; health rank #3,898 of 4,374; healthier than 11th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,898 of 4,374 health · 2025Q4Iron Workers · health 65/100 · $5.4M · 2025Q4
- CHARTER 65/100
- NCUSIF 6.2%
- CAMELS 0.81%
- HEALTH -0.00%
- NW $5.4M
- DELQ 3,614
- ROA #3,898/4,374
- ASSETS n/a
- MEM 15797
Call Report peers
Iron Workers carries $5.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Iron Workers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Iron Workers - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #15797 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Iron Workers vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.00 pp (0.81% vs 1.81%).
- Largest lag: Loan-to-Share Ratio at 35.92% vs peer 63.60% (-27.68 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Iron Workers in Pennsylvania
- In Pennsylvania, health place is #242 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #235 of 275.
- Member book place in Pennsylvania: #126 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Iron Workers: 2025Q4 → 2026Q1
Iron Workers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.6% from $5.4M (2025Q4) to $5.3M (2026Q1).
- Net-worth ratio shifted -0.04 pp (6.23% → 6.19%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
6.19% net worth is short of the NCUA's 7.0% well-capitalized bar for this institution.
How the 65/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 65.
- Net Worth Ratio 16.4 pts
- Delinquency Rate 21.9 pts
- Return on Assets 4.5 pts
- Member Growth 13.4 pts
- Loan-to-Share Ratio 8.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 6.19% | -12.87 pp |
| Delinquency Rate | 0.81% | -1.00 pp |
| Return on Assets | -0.00% | -0.45 pp |
| Member Growth | 3.64% | - |
| Loan-to-Share Ratio | 35.92% | -27.68 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Iron Workers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.3M | - |
| 2025Q4 | $5.4M | 3,614 |
| 2024Q4 | $5.6M | 3,487 |
| 2023Q4 | $6.0M | 3,460 |
Credit Union Details
- Charter Number
- 15797
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Location
Iron Workers operates a single office in Pittsburgh, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Iron Workers FCU (Main Office) | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for Iron Workers
Cross-state asset and health neighbours for Iron Workers - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (65/100 here).
Using this data
- Iron Workers ranks #3,898 of 4,374 nationally on financial health and #242 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Copper & Glass is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Copper & Glass
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Iron Workers financially healthy?
Yes/no aside, the number is 65/100 (Good) - Iron Workers's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,898 of 4,374; by total assets it ranks #3,851 of 4,374 nationally (same basis as /rankings/largest); and #235 of 275 within Pennsylvania. Above 80 reads excellent, below 50 warrants closer monitoring; a 6.19% net worth ratio and 0.81% delinquency rate are the key drivers.
How does Iron Workers compare to other credit unions?
Five weighted metrics from NCUA filings produce Iron Workers's 65/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Iron Workers?
Iron Workers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Iron Workers directly for the exact boundaries and application steps.
Is my money safe at Iron Workers?
Federal credit unions like Iron Workers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Iron Workers's net worth ratio of 6.19% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does Iron Workers offer compared to banks?
Credit unions like Iron Workers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Iron Workers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.