Federal credit union · Sewickley, Pennsylvania · NCUA charter #6240
B I
Health score 52/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 52
- Health / 100
- $3.1M
- Total assets
- 310
- Members
- 37.3%
- Net-worth ratio
B I scores 52/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 310; net-worth ratio 37.28%; health rank #4,232 of 4,374; healthier than 3rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,232 of 4,374 health · 2025Q4B I · health 52/100 · $3.1M · 2025Q4
Call Report peers
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B I vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); B I sits in 50-54 with 82 others.
52 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where B I diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +18.22 pp (37.28% vs 19.06%).
- Loan-to-Share Ratio trails the peer set - 31.63% here, 63.60% peer average (-31.97 pp).
B I: in-state Call Report ranks
- In Pennsylvania, health place is #265 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #250 of 275.
- Member book place in Pennsylvania: #259 of 275.
- One place up in Pennsylvania, University of Pennsylvania Students (#264) scores 53/100, 1 point higher; one place down, Team First (#266) ties at 52/100.
B I: 2025Q4 → 2026Q1
B I: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $3.1M (2025Q4) to $3.0M (2026Q1).
- Net-worth ratio shifted +0.80 pp (36.48% → 37.28%).
At 37.28%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 52/100 score is built
B I gives up 48 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 12.4 pts
- Member Growth 1.2 pts
- Loan-to-Share Ratio 8.4 pts
B I vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 37.28% | +18.22 pp |
| Delinquency Rate | 5.27% | +3.46 pp |
| Return on Assets | 0.33% | -0.12 pp |
| Member Growth | -4.32% | - |
| Loan-to-Share Ratio | 31.63% | -31.97 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - B I
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.0M | - |
| 2025Q4 | $3.1M | 310 |
| 2024Q4 | $3.2M | 324 |
| 2023Q4 | $3.5M | 366 |
Credit Union Details
- Charter Number
- 6240
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Sewickley
- Data Quarter
- 2025Q4
Branch Location
B I operates a single office in Burgettstown, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| B.I.FCU (Main Office) | Burgettstown, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for B I
Using this data
- B I ranks #4,232 of 4,374 nationally on financial health and #265 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Franklin Regional Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Franklin Regional Schools
Frequently Asked Questions
Is B I financially healthy?
On its 2025Q4 NCUA 5300 filing, B I scores 52/100 (Fair), with a 37.28% net worth ratio and 5.27% of loans delinquent. It ranks #4,232 of 4,374 nationally on health and #265 of 275 in Pennsylvania.
How does B I compare to other credit unions?
B I scores 52/100, higher than 3% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (37.28% vs 19.06%). Its widest shortfall is loan-to-share ratio (31.63% vs 63.60%).
How can I join B I?
B I operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact B I directly for the exact boundaries and application steps.
Is my money safe at B I?
B I is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. B I's net worth ratio of 37.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.