Federal credit union · Uniontown, Pennsylvania · NCUA charter #14775
Frick Financial
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $173.2M
- Total assets
- 10,291
- Members
- 12.3%
- Net-worth ratio
Frick Financial scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $173.2M; members 10,291; net-worth ratio 12.27%; health rank #3,337 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,337 of 4,374 health · 2025Q4Frick Financial · health 74/100 · $173.2M · 2025Q4
- CHARTER 74/100
- NCUSIF 12.3%
- CAMELS 3.38%
- HEALTH 0.67%
- NW $173.2M
- DELQ 10,291
- ROA #3,337/4,374
- ASSETS Valley Isle Community
- MEM 14775
Call Report peers
Frick Financial in the assets neighbourhood
Frick Financial's $173.2M assets sit next to Valley Isle Community ($173.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Frick Financial vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Frick Financial - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #14775. See our deposit-insurance coverage note.
Where Frick Financial diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 12.27% vs peer 12.11% (+0.16 pp).
- Largest lag: Loan-to-Share Ratio at 44.95% vs peer 72.20% (-27.25 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Frick Financial sits in Pennsylvania
- In Pennsylvania, health place is #207 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Frick Financial is #53 of 275 in Pennsylvania.
- Membership ranks #67 of 275 among Pennsylvania CUs with a reported count (10,291 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Frick Financial Call Report trajectory
Frick Financial: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $173.2M (2025Q4) to $179.2M (2026Q1).
- Net-worth ratio shifted -0.16 pp (12.43% → 12.27%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 3.9 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for Frick Financial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.27% | +0.16 pp |
| Delinquency Rate | 3.38% | +2.49 pp |
| Return on Assets | 0.67% | +0.04 pp |
| Member Growth | 8.83% | - |
| Loan-to-Share Ratio | 44.95% | -27.25 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Frick Financial filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $179.2M | - |
| 2025Q4 | $173.2M | 10,291 |
| 2024Q4 | $151.9M | 9,456 |
| 2023Q4 | $126.5M | 9,330 |
Credit Union Details
- Charter Number
- 14775
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Uniontown
- Data Quarter
- 2025Q4
Branch Locations (4)
Frick Financial operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Uniontown Office (Main Office) | Uniontown, PA |
| Charleroi Office | Charleroi, PA |
| Washington Office | Washington, PA |
| Waynesburg Office | Waynesburg, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Frick Financial
Two NCUA Call Report peer sets for Frick Financial, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($173.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- Frick Financial ranks #3,337 of 4,374 nationally on financial health and #207 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ARIZE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ARIZE
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Frick Financial financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Frick Financial carries a financial health score of 74/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,337 of 4,374; by total assets it ranks #1,385 of 4,374 nationally (same basis as /rankings/largest); and #53 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.27% net worth ratio and a 3.38% delinquency rate.
How does Frick Financial compare to other credit unions?
74/100 is Frick Financial's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Frick Financial?
Frick Financial operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Frick Financial directly for the exact boundaries and application steps.
Is my money safe at Frick Financial?
Federal credit unions like Frick Financial are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Frick Financial's net worth ratio of 12.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Frick Financial offer compared to banks?
Credit unions like Frick Financial are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Frick Financial directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.