Federal credit union · Uniontown, Pennsylvania · NCUA charter #14775
Frick Financial
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $173.2M
- Total assets
- 10,291
- Members
- 12.3%
- Net-worth ratio
Frick Financial scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $173.2M; members 10,291; net-worth ratio 12.27%; health rank #3,337 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,337 of 4,374 health · 2025Q4Frick Financial · health 74/100 · $173.2M · 2025Q4
Call Report peers
Frick Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Frick Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Frick Financial sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Frick Financial diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 12.27% vs peer 12.11% (+0.16 pp).
- Largest lag: Loan-to-Share Ratio at 44.95% vs peer 72.20% (-27.25 pp).
Where Frick Financial sits in Pennsylvania
- In Pennsylvania, health place is #207 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Frick Financial is #53 of 275 in Pennsylvania.
- Membership ranks #67 of 275 among Pennsylvania CUs with a reported count (10,291 members).
- One place up in Pennsylvania, Healthcare First Credit Union (#206) ties at 74/100; one place down, North Penn (#208) ties at 74/100.
Frick Financial Call Report trajectory
Frick Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $173.2M (2025Q4) to $179.2M (2026Q1).
- Net-worth ratio shifted -0.16 pp (12.43% → 12.27%).
12.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Frick Financial gives up 26 points in total. Delinquency Rate costs the most, 21.1 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 3.9 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for Frick Financial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.27% | +0.16 pp |
| Delinquency Rate | 3.38% | +2.49 pp |
| Return on Assets | 0.67% | +0.04 pp |
| Member Growth | 8.83% | - |
| Loan-to-Share Ratio | 44.95% | -27.25 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Frick Financial filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $179.2M | - |
| 2025Q4 | $173.2M | 10,291 |
| 2024Q4 | $151.9M | 9,456 |
| 2023Q4 | $126.5M | 9,330 |
Credit Union Details
- Charter Number
- 14775
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Uniontown
- Data Quarter
- 2025Q4
Branch Locations (4)
Frick Financial operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Uniontown Office (Main Office) | Uniontown, PA |
| Charleroi Office | Charleroi, PA |
| Washington Office | Washington, PA |
| Waynesburg Office | Waynesburg, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Frick Financial
Using this data
- Frick Financial ranks #3,337 of 4,374 nationally on financial health and #207 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ARIZE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ARIZE
Frequently Asked Questions
Is Frick Financial financially healthy?
Frick Financial has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,337 of 4,374 nationally on health and #207 of 275 in Pennsylvania. Its net worth ratio is 12.27% and its delinquency rate 3.38%.
How does Frick Financial compare to other credit unions?
Frick Financial scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (12.27% vs 12.11%). Its widest shortfall is loan-to-share ratio (44.95% vs 72.20%).
How can I join Frick Financial?
Frick Financial operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Frick Financial directly for the exact boundaries and application steps.
Is my money safe at Frick Financial?
Frick Financial is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Frick Financial's net worth ratio of 12.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.