Federal credit union · Duncansville, Pennsylvania · NCUA charter #14879
A.B.
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $10.3M
- Total assets
- 1,061
- Members
- 14.5%
- Net-worth ratio
A.B. scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.3M; members 1,061; net-worth ratio 14.55%; health rank #345 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#345 of 4,374 health · 2025Q4A.B. · health 95/100 · $10.3M · 2025Q4
Call Report peers
A.B. in the assets neighbourhood
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A.B. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); A.B. sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
A.B. vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +1.52 pp (61.32% vs 59.80%).
- Largest lag: Return on Assets at 0.28% vs peer 0.70% (-0.42 pp).
Pennsylvania standing for A.B.
- Health composite ranks #15 of 275 among scored Pennsylvania credit unions.
- Assets rank #211 of 275 inside Pennsylvania ($10.3M reported).
- Membership ranks #212 of 275 among Pennsylvania CUs with a reported count (1,061 members).
- One place up in Pennsylvania, Elliott Community (#14) ties at 95/100; one place down, Palco Fcu (#16) ties at 95/100.
A.B. Call Report trajectory
A.B.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $10.3M (2025Q4) to $10.5M (2026Q1).
- Net-worth ratio shifted -0.15 pp (14.70% → 14.55%).
At 14.55%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
A.B. gives up 5 points in total. Return on Assets costs the most, 3.3 of its 15; Net Worth Ratio and Delinquency Rate and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.7 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.3 pts
A.B. health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.55% | -0.31 pp |
| Delinquency Rate | 0.10% | -1.05 pp |
| Return on Assets | 0.28% | -0.42 pp |
| Member Growth | 35.50% | - |
| Loan-to-Share Ratio | 61.32% | +1.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
A.B. quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.5M | - |
| 2025Q4 | $10.3M | 1,061 |
| 2024Q4 | $8.5M | 783 |
| 2023Q4 | $8.3M | 733 |
Credit Union Details
- Charter Number
- 14879
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Duncansville
- Data Quarter
- 2025Q4
Branch Locations (2)
A.B. operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Duncansville, PA |
| Altoona Office | Altoona, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- A.B. ranks #345 of 4,374 nationally on financial health and #15 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Allegheny Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Allegheny Valley
Frequently Asked Questions
Is A.B. financially healthy?
On its 2025Q4 NCUA 5300 filing, A.B. scores 95/100 (Excellent), with a 14.55% net worth ratio and 0.10% of loans delinquent. It ranks #345 of 4,374 nationally on health and #15 of 275 in Pennsylvania.
How does A.B. compare to other credit unions?
A.B. scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (61.32% vs 59.80%). Its widest shortfall is return on assets (0.28% vs 0.70%).
How can I join A.B.?
A.B. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact A.B. directly for the exact boundaries and application steps.
Is my money safe at A.B.?
A.B. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. A.B.'s net worth ratio of 14.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.