Federal credit union · Greenville, Pennsylvania · NCUA charter #4982
Bessemer System
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $46.7M
- Total assets
- 3,120
- Members
- 11.5%
- Net-worth ratio
Bessemer System scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $46.7M; members 3,120; net-worth ratio 11.48%; health rank #3,537 of 4,374; healthier than 18th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,537 of 4,374 health · 2025Q4Bessemer System · health 71/100 · $46.7M · 2025Q4
Call Report peers
Bessemer System in the assets neighbourhood
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Bessemer System vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Bessemer System sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Bessemer System
- Largest favorable gap: Return on Assets at 0.96% vs peer 0.70% (+0.25 pp).
- Loan-to-Share Ratio trails the peer set - 20.89% here, 59.80% peer average (-38.91 pp).
Bessemer System in Pennsylvania
- Health composite ranks #218 of 275 among scored Pennsylvania credit unions.
- Assets rank #128 of 275 inside Pennsylvania ($46.7M reported).
- Member book place in Pennsylvania: #135 of 275.
- One place up in Pennsylvania, N.F.G. #2 (#217) ties at 71/100; one place down, People First (#219) ties at 71/100.
Bessemer System Call Report trajectory
Bessemer System: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $46.7M (2025Q4) to $47.5M (2026Q1).
- Net-worth ratio shifted -0.01 pp (11.49% → 11.48%).
This credit union's 11.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 71/100 score is built
Bessemer System gives up 29 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.6 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.4 pts
Bessemer System vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.48% | -3.38 pp |
| Delinquency Rate | 1.19% | +0.05 pp |
| Return on Assets | 0.96% | +0.25 pp |
| Member Growth | -6.28% | - |
| Loan-to-Share Ratio | 20.89% | -38.91 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Bessemer System filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $47.5M | - |
| 2025Q4 | $46.7M | 3,120 |
| 2024Q4 | $43.8M | 3,329 |
| 2023Q4 | $42.9M | 3,575 |
Credit Union Details
- Charter Number
- 4982
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Greenville
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Bessemer System runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Bessemer System FCU (Main Office) | Greenville, PA |
| COMPUSOURCE | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Bessemer System
Using this data
- Bessemer System ranks #3,537 of 4,374 nationally on financial health and #218 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Earning Tree is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Earning Tree
Frequently Asked Questions
Is Bessemer System financially healthy?
Bessemer System has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,537 of 4,374 nationally on health and #218 of 275 in Pennsylvania. Its net worth ratio is 11.48% and its delinquency rate 1.19%.
How does Bessemer System compare to other credit unions?
Bessemer System scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (0.96% vs 0.70%). Its widest shortfall is loan-to-share ratio (20.89% vs 59.80%).
How can I join Bessemer System?
Bessemer System operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Bessemer System directly for the exact boundaries and application steps.
Is my money safe at Bessemer System?
Bessemer System is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Bessemer System's net worth ratio of 11.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.