State credit union · Pottstown, Pennsylvania · NCUA charter #68241
DIAMOND
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $1.18B
- Total assets
- 70,408
- Members
- 10.4%
- Net-worth ratio
DIAMOND scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.18B; members 70,408; net-worth ratio 10.43%; health rank #283 of 4,374; healthier than 93rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#283 of 4,374 health · 2025Q4DIAMOND · health 96/100 · $1.18B · 2025Q4
Call Report peers
DIAMOND in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DIAMOND vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DIAMOND sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
DIAMOND vs Over $500M peers
- Largest favorable gap: Delinquency Rate at 0.35% vs peer 0.87% (-0.52 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.07 pp (64.83% vs 83.90%).
DIAMOND: in-state Call Report ranks
- Health composite ranks #12 of 275 among scored Pennsylvania credit unions.
- Assets rank #14 of 275 inside Pennsylvania ($1.18B reported).
- Pennsylvania membership ordinal: #14 of 275.
- One place up in Pennsylvania, CLEARVIEW (#11) ties at 96/100; one place down, Pittsburgh Firefighters' (#13) scores 95/100, 1 point lower.
How DIAMOND's 5300 filing moved
DIAMOND: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $1.18B (2025Q4) to $1.22B (2026Q1).
- Net-worth ratio shifted -0.05 pp (10.48% → 10.43%).
10.43% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 96/100 score is built
DIAMOND gives up 4 points in total. Member Growth costs the most, 2.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.5 pts
- Loan-to-Share Ratio 13.5 pts
Call Report ratios for DIAMOND
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.43% | -0.75 pp |
| Delinquency Rate | 0.35% | -0.52 pp |
| Return on Assets | 0.68% | +0.17 pp |
| Member Growth | 2.92% | - |
| Loan-to-Share Ratio | 64.83% | -19.07 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - DIAMOND
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.22B | - |
| 2025Q4 | $1.18B | 70,408 |
| 2024Q4 | $1.06B | 68,410 |
| 2023Q4 | $974.0M | 66,305 |
Credit Union Details
- Charter Number
- 68241
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Pennsylvania
- City
- Pottstown
- Data Quarter
- 2025Q4
Branch Locations (8)
DIAMOND operates 8 offices across 8 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters (Main Office) | Pottstown, PA |
| Exeter Branch | Birdsboro, PA |
| Boyertown Branch | Gilbertsville, PA |
| Cumru Branch | Reading, PA |
| Royersford Branch | Royersford, PA |
| Muhlenberg Branch | Temple, PA |
| Reading Hospital Branch | West Reading, PA |
| Wyomissing Branch | Wyomissing, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near DIAMOND
Using this data
- DIAMOND ranks #283 of 4,374 nationally on financial health and #12 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PATRIOT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PATRIOT
Frequently Asked Questions
Is DIAMOND financially healthy?
On its 2025Q4 NCUA 5300 filing, DIAMOND scores 96/100 (Excellent), with a 10.43% net worth ratio and 0.35% of loans delinquent. It ranks #283 of 4,374 nationally on health and #12 of 275 in Pennsylvania.
How does DIAMOND compare to other credit unions?
DIAMOND scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.35% vs 0.87%). Its widest shortfall is loan-to-share ratio (64.83% vs 83.90%).
How can I join DIAMOND?
Membership eligibility for DIAMOND depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact DIAMOND directly for current membership requirements and application steps.
Is my money safe at DIAMOND?
DIAMOND is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DIAMOND's net worth ratio of 10.43% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.