Federal credit union · Philadelphia, Pennsylvania · NCUA charter #18446
Asbestos Workers Local 14
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $4.0M
- Total assets
- 492
- Members
- 15.4%
- Net-worth ratio
Asbestos Workers Local 14 scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.0M; members 492; net-worth ratio 15.37%; health rank #3,251 of 4,374; healthier than 24th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,251 of 4,374 health · 2025Q4Asbestos Workers Local 14 · health 75/100 · $4.0M · 2025Q4
- BOOK 75/100
- CHARTER 15.4%
- NCUSIF 0.92%
- CAMELS 0.89%
- HEALTH $4.0M
- NW 492
- DELQ #3,251/4,374
- ROA n/a
- ASSETS 18446
Call Report peers
Asbestos Workers Local 14 carries $4.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Asbestos Workers Local 14 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Asbestos Workers Local 14 - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #18446 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Asbestos Workers Local 14 vs $2M–$10M peers
- Largest favorable gap: Delinquency Rate at 0.92% vs peer 1.81% (-0.89 pp).
- Largest lag: Loan-to-Share Ratio at 20.75% vs peer 63.60% (-42.85 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Asbestos Workers Local 14: in-state Call Report ranks
- In Pennsylvania, health place is #201 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Asbestos Workers Local 14 is #244 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #251 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Asbestos Workers Local 14: 2025Q4 → 2026Q1
Asbestos Workers Local 14: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.0% from $4.0M (2025Q4) to $4.0M (2026Q1).
- Net-worth ratio shifted +0.70 pp (14.67% → 15.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 15.37% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.8 pts
- Return on Assets 15.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 7.6 pts
Asbestos Workers Local 14 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.37% | -3.69 pp |
| Delinquency Rate | 0.92% | -0.89 pp |
| Return on Assets | 0.89% | +0.44 pp |
| Member Growth | -4.09% | - |
| Loan-to-Share Ratio | 20.75% | -42.85 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Asbestos Workers Local 14 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.0M | - |
| 2025Q4 | $4.0M | 492 |
| 2024Q4 | $4.1M | 513 |
| 2023Q4 | $4.5M | 542 |
Credit Union Details
- Charter Number
- 18446
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Philadelphia
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Asbestos Workers Local 14 runs 3 offices in 3 different cities across 3 states.
| Office | City |
|---|---|
| Asbestos Workers Local 14 (Main Office) | Philadelphia, PA |
| Eagle One FCU | Claymont, DE |
| Share One, Inc | Memphis, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
- MCKEESPORT AREA PUBLIC SCHOOL EMPMCKEESPORT, PA · $2M–$10M84Health
- KENNAFORDBedford, PA · $2M–$10M50Health
- NEW KENSINGTON MUNICIPALNew Kensington, PA · $2M–$10M91Health
- AVHnatrona heights, PA · $2M–$10M66Health
- SAINT NICHOLASWilkes Barre, PA · $2M–$10M83Health
Compare Asbestos Workers Local 14 vs MCKEESPORT AREA PUBLIC SCHOOL EMP
Cross-state Call Report peers for Asbestos Workers Local 14
Asbestos Workers Local 14's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- Asbestos Workers Local 14 ranks #3,251 of 4,374 nationally on financial health and #201 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mckeesport Area Public School Emp is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mckeesport Area Public School Emp
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Asbestos Workers Local 14 financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Asbestos Workers Local 14 carries a financial health score of 75/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,251 of 4,374; by total assets it ranks #3,965 of 4,374 nationally (same basis as /rankings/largest); and #244 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 15.37% net worth ratio and a 0.92% delinquency rate.
How does Asbestos Workers Local 14 compare to other credit unions?
PlainCU's health composite puts Asbestos Workers Local 14 at 75/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Asbestos Workers Local 14?
Asbestos Workers Local 14 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Asbestos Workers Local 14 directly for the current list of qualifying groups.
Is my money safe at Asbestos Workers Local 14?
Federal credit unions like Asbestos Workers Local 14 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Asbestos Workers Local 14's net worth ratio of 15.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Asbestos Workers Local 14 offer compared to banks?
Credit unions like Asbestos Workers Local 14 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Asbestos Workers Local 14 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.