Federal credit union · Wexford, Pennsylvania · NCUA charter #3711
OMEGA
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $176.8M
- Total assets
- 15,290
- Members
- 11.2%
- Net-worth ratio
OMEGA scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $176.8M; members 15,290; net-worth ratio 11.16%; health rank #1,290 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,290 of 4,374 health · 2025Q4OMEGA · health 89/100 · $176.8M · 2025Q4
Call Report peers
OMEGA in the assets neighbourhood
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OMEGA vs every NCUA-scored credit union
OMEGA sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
OMEGA: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 79.78% vs peer 72.20% (+7.58 pp).
- Widest shortfall vs peers is Net Worth Ratio: -0.95 pp (11.16% vs 12.11%).
Where OMEGA sits in Pennsylvania
- In Pennsylvania, health place is #61 of 275 on the same NCUA-ratio sort used nationally.
- Assets rank #52 of 275 inside Pennsylvania ($176.8M reported).
- Pennsylvania membership ordinal: #48 of 275.
- One place up in Pennsylvania, Ussco Johnstown (#60) ties at 89/100; one place down, West Branch Valley (#62) ties at 89/100.
OMEGA Call Report trajectory
OMEGA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $176.8M (2025Q4) to $182.2M (2026Q1).
- Net-worth ratio shifted -0.18 pp (11.34% → 11.16%).
At 11.16%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
OMEGA gives up 11 points in total. Member Growth costs the most, 8.8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 14.7 pts
OMEGA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.16% | -0.95 pp |
| Delinquency Rate | 0.69% | -0.20 pp |
| Return on Assets | 0.78% | +0.16 pp |
| Member Growth | -1.57% | - |
| Loan-to-Share Ratio | 79.78% | +7.58 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - OMEGA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $182.2M | - |
| 2025Q4 | $176.8M | 15,290 |
| 2024Q4 | $169.8M | 15,534 |
| 2023Q4 | $161.3M | 13,697 |
Credit Union Details
- Charter Number
- 3711
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Wexford
- Data Quarter
- 2025Q4
Branch Locations (6)
OMEGA operates 6 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Wexford Office (Main Office) | Wexford, PA |
| Mt. Lebanon | Mt Lebanon, PA |
| North Hills Office | Pittsburgh, PA |
| West Penn Office | Pittsburgh, PA |
| Beaver Avenue | Pittsburgh, PA |
| Allegheny General Hospital | PITTSBURGH, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- OMEGA ranks #1,290 of 4,374 nationally on financial health and #61 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Frick Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Frick Financial
Frequently Asked Questions
Is OMEGA financially healthy?
On its 2025Q4 NCUA 5300 filing, OMEGA scores 89/100 (Excellent), with a 11.16% net worth ratio and 0.69% of loans delinquent. It ranks #1,290 of 4,374 nationally on health and #61 of 275 in Pennsylvania.
How does OMEGA compare to other credit unions?
OMEGA scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (79.78% vs 72.20%). Its widest shortfall is net worth ratio (11.16% vs 12.11%).
How can I join OMEGA?
OMEGA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact OMEGA directly for the exact boundaries and application steps.
Is my money safe at OMEGA?
OMEGA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OMEGA's net worth ratio of 11.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.