Federal credit union · Clairton, Pennsylvania · NCUA charter #1646
Clairton Works
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $13.0M
- Total assets
- 1,280
- Members
- 15.1%
- Net-worth ratio
Clairton Works scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.0M; members 1,280; net-worth ratio 15.11%; health rank #2,558 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,558 of 4,374 health · 2025Q4Clairton Works · health 81/100 · $13.0M · 2025Q4
Call Report peers
Clairton Works in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Clairton Works vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Clairton Works sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Clairton Works
- Delinquency Rate leads the peer set - 0.03% here, 1.15% peer average (-1.12 pp).
- Largest lag: Loan-to-Share Ratio at 40.36% vs peer 59.80% (-19.44 pp).
Pennsylvania standing for Clairton Works
- Health composite ranks #137 of 275 among scored Pennsylvania credit unions.
- By total assets, Clairton Works is #200 of 275 in Pennsylvania.
- Pennsylvania membership ordinal: #201 of 275.
- One place up in Pennsylvania, PENNSTAR (#136) ties at 81/100; one place down, Wyrope Williamsport (#138) ties at 81/100.
Clairton Works Call Report trajectory
Clairton Works: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -7.1% from $13.0M (2025Q4) to $12.1M (2026Q1).
- Net-worth ratio shifted +1.38 pp (13.73% → 15.11%).
This credit union's 15.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Clairton Works gives up 19 points in total. Member Growth costs the most, 13.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.4 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 9.8 pts
Clairton Works vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.11% | +0.25 pp |
| Delinquency Rate | 0.03% | -1.12 pp |
| Return on Assets | 0.46% | -0.24 pp |
| Member Growth | -3.98% | - |
| Loan-to-Share Ratio | 40.36% | -19.44 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Clairton Works quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.1M | - |
| 2025Q4 | $13.0M | 1,280 |
| 2024Q4 | $12.0M | 1,333 |
| 2023Q4 | $11.8M | 1,297 |
Credit Union Details
- Charter Number
- 1646
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Clairton
- Data Quarter
- 2025Q4
Branch Locations (2)
Clairton Works operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Clairton Works FCU (Main Office) | Clairton, PA |
| Steel Strong FCU - DRP | West Mifflin, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Clairton Works
Similar total assets
Similar health score
Using this data
- Clairton Works ranks #2,558 of 4,374 nationally on financial health and #137 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Your Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Your Choice
Frequently Asked Questions
Is Clairton Works financially healthy?
On its 2025Q4 NCUA 5300 filing, Clairton Works scores 81/100 (Excellent), with a 15.11% net worth ratio and 0.03% of loans delinquent. It ranks #2,558 of 4,374 nationally on health and #137 of 275 in Pennsylvania.
How does Clairton Works compare to other credit unions?
Clairton Works scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.03% vs 1.15%). Its widest shortfall is loan-to-share ratio (40.36% vs 59.80%).
How can I join Clairton Works?
Clairton Works operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Clairton Works directly for the exact boundaries and application steps.
Is my money safe at Clairton Works?
Clairton Works is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Clairton Works's net worth ratio of 15.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.