Federal credit union · Canonsburg, Pennsylvania · NCUA charter #20558
CHROME
Health score 99/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 99
- Health / 100
- $218.3M
- Total assets
- 15,582
- Members
- 15.1%
- Net-worth ratio
CHROME scores 99/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $218.3M; members 15,582; net-worth ratio 15.07%; health rank #42 of 4,374; healthier than 98th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#42 of 4,374 health · 2025Q4CHROME · health 99/100 · $218.3M · 2025Q4
Call Report peers
CHROME in the assets neighbourhood
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CHROME vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CHROME sits in 95-99 with 391 others.
99 Top 2% higher than 98% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CHROME: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 79.25% here, 72.20% peer average (+7.05 pp).
Where CHROME sits in Pennsylvania
- Health composite ranks #3 of 275 among scored Pennsylvania credit unions.
- By total assets, CHROME is #47 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #47 of 275.
- One place up in Pennsylvania, I.B.E.W. - Local No. 5 (#2) ties at 99/100; one place down, ARMCO (#4) scores 98/100, 1 point lower.
CHROME: 2025Q4 → 2026Q1
CHROME: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $218.3M (2025Q4) to $224.1M (2026Q1).
- Net-worth ratio shifted -0.31 pp (15.38% → 15.07%).
At 15.07%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 99/100 score is built
CHROME gives up 1 points in total. Delinquency Rate costs the most, 0.8 of its 25; Net Worth Ratio and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.2 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
CHROME vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.07% | +2.96 pp |
| Delinquency Rate | 0.58% | -0.31 pp |
| Return on Assets | 0.72% | +0.10 pp |
| Member Growth | 13.09% | - |
| Loan-to-Share Ratio | 79.25% | +7.05 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $224.1M | - |
| 2025Q4 | $218.3M | 15,582 |
| 2024Q4 | $199.4M | 13,779 |
| 2023Q4 | $193.2M | 14,194 |
Credit Union Details
- Charter Number
- 20558
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Canonsburg
- Data Quarter
- 2025Q4
Branch Locations (4)
CHROME operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters (Main Office) | Canonsburg, PA |
| Wexford Branch | Sewickley, PA |
| Washington Branch | Washington, PA |
| Racetrack Branch | Washington, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- CHROME ranks #42 of 4,374 nationally on financial health and #3 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Cumberland is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Cumberland
Frequently Asked Questions
Is CHROME financially healthy?
CHROME has a financial health score of 99/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #42 of 4,374 nationally on health and #3 of 275 in Pennsylvania. Its net worth ratio is 15.07% and its delinquency rate 0.58%.
How does CHROME compare to other credit unions?
CHROME scores 99/100, higher than 98% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (79.25% vs 72.20%).
How can I join CHROME?
CHROME operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CHROME directly for the exact boundaries and application steps.
Is my money safe at CHROME?
CHROME is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CHROME's net worth ratio of 15.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.