Federal credit union · Philadelphia, Pennsylvania · NCUA charter #17269

Holy Trinity Baptist

Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

84
Health / 100
$29K
Total assets
109
Members
29.3%
Net-worth ratio

Holy Trinity Baptist scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29K; members 109; net-worth ratio 29.27%; health rank #2,037 of 4,374; healthier than 50th of scored peers.

NCUA 5300 Call Report masthead

NCUA 5300 Call Report Masthead

#2,037 of 4,374 health · 2025Q4

Holy Trinity Baptist · health 84/100 · $29K · 2025Q4

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Holy Trinity Baptist vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Holy Trinity Baptist sits in 80-84 with 767 others.

84 Top 50% higher than 50% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Holy Trinity Baptist vs Under $2M peers

  • Largest favorable gap: Net Worth Ratio at 29.27% vs peer 22.93% (+6.34 pp).
  • Loan-to-Share Ratio trails the peer set - 22.95% here, 52.70% peer average (-29.75 pp).

Where Holy Trinity Baptist sits in Pennsylvania

  • In Pennsylvania, health place is #96 of 275 on the same NCUA-ratio sort used nationally.
  • By total assets, Holy Trinity Baptist is #275 of 275 in Pennsylvania.
  • Member book place in Pennsylvania: #269 of 275.
  • One place up in Pennsylvania, C-B-W Schools (#95) ties at 84/100; one place down, Mckeesport Area Public School Emp (#97) ties at 84/100.

How Holy Trinity Baptist's 5300 filing moved

Holy Trinity Baptist: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

24,00026,00028,00030,00032,000 2023Q42024Q42025Q42026Q1 25,038 30,526 ▲ +21.9%
  • Assets moved +3.8% from $29K (2025Q4) to $31K (2026Q1).
  • Net-worth ratio shifted -0.86 pp (30.13% → 29.27%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 29.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 84/100 score is built

Holy Trinity Baptist gives up 16 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 5.8 pts
  • Loan-to-Share Ratio 8.2 pts

Holy Trinity Baptist vs peer ratios

Metric Value vs peer
Net Worth Ratio 29.27% +6.34 pp
Delinquency Rate 0.00% -4.48 pp
Return on Assets 1.08% +0.86 pp
Member Growth -1.80% -
Loan-to-Share Ratio 22.95% -29.75 pp

Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.

Call Report history - Holy Trinity Baptist

Quarter Assets Members
2026Q1 $31K -
2025Q4 $29K 109
2024Q4 $28K 111
2023Q4 $25K 110

Credit Union Details

Charter Number
17269
Type
Federal
Field of Membership
Community
Peer Group
Under $2M
State
Pennsylvania
City
Philadelphia
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, Holy Trinity Baptist runs one office.

Office City
Holy Trinity Baptist church (Main Office) Philadelphia, PA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Pennsylvania

Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.

Compare Holy Trinity Baptist vs SERVICE STATION DEALERS

Other-state peers near Holy Trinity Baptist

Using this data

  • Holy Trinity Baptist ranks #2,037 of 4,374 nationally on financial health and #96 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Service Station Dealers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Service Station Dealers

Frequently Asked Questions

Is Holy Trinity Baptist financially healthy?

Holy Trinity Baptist has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,037 of 4,374 nationally on health and #96 of 275 in Pennsylvania. Its net worth ratio is 29.27% and its delinquency rate 0.00%.

How does Holy Trinity Baptist compare to other credit unions?

Holy Trinity Baptist scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (29.27% vs 22.93%). Its widest shortfall is loan-to-share ratio (22.95% vs 52.70%).

How can I join Holy Trinity Baptist?

Holy Trinity Baptist operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Holy Trinity Baptist directly for the exact boundaries and application steps.

Is my money safe at Holy Trinity Baptist?

Holy Trinity Baptist is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holy Trinity Baptist's net worth ratio of 29.27% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Holy Trinity Baptist. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.