Federal credit union · Philadelphia, Pennsylvania · NCUA charter #17269
Holy Trinity Baptist
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $29K
- Total assets
- 109
- Members
- 29.3%
- Net-worth ratio
Holy Trinity Baptist scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29K; members 109; net-worth ratio 29.27%; health rank #2,037 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,037 of 4,374 health · 2025Q4Holy Trinity Baptist · health 84/100 · $29K · 2025Q4
- CAMELS 84/100
- HEALTH 29.3%
- NW 0.00%
- DELQ 1.08%
- ROA $29K
- ASSETS 109
- MEM #2,037/4,374
- RANK n/a
- PHOTO 17269
Call Report peers
Holy Trinity Baptist carries $29K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Holy Trinity Baptist vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Holy Trinity Baptist - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #17269: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Holy Trinity Baptist vs Under $2M peers
- Largest favorable gap: Net Worth Ratio at 29.27% vs peer 22.93% (+6.34 pp).
- Loan-to-Share Ratio trails the peer set - 22.95% here, 52.70% peer average (-29.75 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Holy Trinity Baptist sits in Pennsylvania
- In Pennsylvania, health place is #96 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Holy Trinity Baptist is #275 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #269 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Holy Trinity Baptist's 5300 filing moved
Holy Trinity Baptist: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.8% from $29K (2025Q4) to $31K (2026Q1).
- Net-worth ratio shifted -0.86 pp (30.13% → 29.27%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 29.27% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 8.2 pts
Holy Trinity Baptist vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.27% | +6.34 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 1.08% | +0.86 pp |
| Member Growth | -1.80% | - |
| Loan-to-Share Ratio | 22.95% | -29.75 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Holy Trinity Baptist
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31K | - |
| 2025Q4 | $29K | 109 |
| 2024Q4 | $28K | 111 |
| 2023Q4 | $25K | 110 |
Credit Union Details
- Charter Number
- 17269
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- Philadelphia
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Holy Trinity Baptist runs one office.
| Office | City |
|---|---|
| Holy Trinity Baptist church (Main Office) | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Holy Trinity Baptist
Two NCUA Call Report peer sets for Holy Trinity Baptist, both outside Pennsylvania so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Holy Trinity Baptist ranks #2,037 of 4,374 nationally on financial health and #96 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Service Station Dealers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Service Station Dealers
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Holy Trinity Baptist financially healthy?
Holy Trinity Baptist has a financial health score of 84/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,037 of 4,374; by total assets it ranks #4,372 of 4,374 nationally (same basis as /rankings/largest); and #275 of 275 within Pennsylvania. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 29.27% and delinquency rate of 0.00%.
How does Holy Trinity Baptist compare to other credit unions?
84/100 is Holy Trinity Baptist's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Holy Trinity Baptist?
Holy Trinity Baptist operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Holy Trinity Baptist directly for the exact boundaries and application steps.
Is my money safe at Holy Trinity Baptist?
Federal credit unions like Holy Trinity Baptist are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holy Trinity Baptist's net worth ratio of 29.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Holy Trinity Baptist offer compared to banks?
Credit unions like Holy Trinity Baptist are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Holy Trinity Baptist directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.