Federal credit union · Erie, Pennsylvania · NCUA charter #8626
Erie Police
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $2.4M
- Total assets
- 431
- Members
- 26.8%
- Net-worth ratio
Erie Police scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.4M; members 431; net-worth ratio 26.80%; health rank #1,742 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,742 of 4,374 health · 2025Q4Erie Police · health 86/100 · $2.4M · 2025Q4
- ROA 86/100
- ASSETS 26.8%
- MEM 0.00%
- RANK 0.75%
- PHOTO $2.4M
- BOOK 431
- CHARTER #1,742/4,374
- NCUSIF n/a
- CAMELS 8626
Call Report peers
Erie Police carries $2.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Erie Police vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Erie Police - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #8626 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Erie Police
- Loan-to-Share Ratio leads the peer set - 86.70% here, 63.60% peer average (+23.10 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Erie Police sits in Pennsylvania
- Health composite ranks #84 of 275 among scored Pennsylvania credit unions.
- Pennsylvania assets place: #254 of 275.
- Member book place in Pennsylvania: #253 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Erie Police: 2025Q4 → 2026Q1
Erie Police: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.6% from $2.4M (2025Q4) to $2.5M (2026Q1).
- Net-worth ratio shifted -0.82 pp (27.62% → 26.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 26.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.4 pts
- Loan-to-Share Ratio 14.6 pts
Erie Police vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.80% | +7.74 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.75% | +0.29 pp |
| Member Growth | -4.22% | - |
| Loan-to-Share Ratio | 86.70% | +23.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Erie Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.5M | - |
| 2025Q4 | $2.4M | 431 |
| 2024Q4 | $2.5M | 450 |
| 2023Q4 | $2.6M | 468 |
Credit Union Details
- Charter Number
- 8626
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Erie
- Data Quarter
- 2025Q4
Branch Locations (3)
Erie Police operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| main branch (Main Office) | Erie, PA |
| Corp Office | ERIE, PA |
| Corporate Office | Erie, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Erie Police - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Erie Police ranks #1,742 of 4,374 nationally on financial health and #84 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Mt Pleasant Area School Emp is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Mt Pleasant Area School Emp
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Erie Police financially healthy?
Erie Police has a financial health score of 86/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,742 of 4,374; by total assets it ranks #4,100 of 4,374 nationally (same basis as /rankings/largest); and #254 of 275 within Pennsylvania. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 26.80% and delinquency rate of 0.00%.
How does Erie Police compare to other credit unions?
Five weighted metrics from NCUA filings produce Erie Police's 86/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Erie Police?
Erie Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Erie Police directly to confirm current membership steps.
Is my money safe at Erie Police?
Federal credit unions like Erie Police are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Erie Police's net worth ratio of 26.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Erie Police offer compared to banks?
Credit unions like Erie Police are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Erie Police directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.