Federal credit union · Pittsburgh, Pennsylvania · NCUA charter #20354
Hill District
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $16.6M
- Total assets
- 3,746
- Members
- 26.6%
- Net-worth ratio
Hill District scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.6M; members 3,746; net-worth ratio 26.56%; health rank #3,744 of 4,374; healthier than 13th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,744 of 4,374 health · 2025Q4Hill District · health 67/100 · $16.6M · 2025Q4
- NW 67/100
- DELQ 26.6%
- ROA 28.50%
- ASSETS 0.37%
- MEM $16.6M
- RANK 3,746
- PHOTO #3,744/4,374
- BOOK Spokane Media
- CHARTER 20354
Call Report peers
Hill District in the assets neighbourhood
Hill District's $16.6M assets sit next to Spokane Media ($16.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hill District vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hill District - Share Insurance Coverage
Charter #20354's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Hill District vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 26.56% vs peer 14.86% (+11.70 pp).
- Largest lag: Delinquency Rate at 28.50% vs peer 1.15% (+27.36 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Hill District in Pennsylvania
- In Pennsylvania, health place is #232 of 275 on the same NCUA-ratio sort used nationally.
- By total assets, Hill District is #182 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #124 of 275.
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Hill District
Hill District: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.2% from $16.6M (2025Q4) to $16.8M (2026Q1).
- Net-worth ratio shifted -0.42 pp (26.98% → 26.56%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 26.56%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 13.1 pts
- Member Growth 14.6 pts
- Loan-to-Share Ratio 9.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.56% | +11.70 pp |
| Delinquency Rate | 28.50% | +27.36 pp |
| Return on Assets | 0.37% | -0.33 pp |
| Member Growth | 4.70% | - |
| Loan-to-Share Ratio | 36.92% | -22.88 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.8M | - |
| 2025Q4 | $16.6M | 3,746 |
| 2024Q4 | $15.0M | 3,578 |
| 2023Q4 | $14.4M | 3,611 |
Credit Union Details
- Charter Number
- 20354
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Pittsburgh
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Hill District.
| Office | City |
|---|---|
| HILL DISTRICT FCU (Main Office) | Pittsburgh, PA |
| Hill District FCU | Pittsburgh, PA |
| Hill District FCU | Pittsburgh, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Hill District
Hill District's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- Hill District ranks #3,744 of 4,374 nationally on financial health and #232 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SCA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SCA
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hill District financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Hill District carries a financial health score of 67/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,744 of 4,374; by total assets it ranks #3,263 of 4,374 nationally (same basis as /rankings/largest); and #182 of 275 within Pennsylvania. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 26.56% net worth ratio and a 28.50% delinquency rate.
How does Hill District compare to other credit unions?
Hill District scores 67/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hill District?
Hill District operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Hill District directly for the exact boundaries and application steps.
Is my money safe at Hill District?
Federal credit unions like Hill District are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hill District's net worth ratio of 26.56% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hill District offer compared to banks?
Credit unions like Hill District are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hill District directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.