Federal credit union · Washington, Pennsylvania · NCUA charter #7724
Jessop Community
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $33.1M
- Total assets
- 2,704
- Members
- 13.5%
- Net-worth ratio
Jessop Community scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.1M; members 2,704; net-worth ratio 13.49%; health rank #2,722 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,722 of 4,374 health · 2025Q4Jessop Community · health 80/100 · $33.1M · 2025Q4
- DELQ 80/100
- ROA 13.5%
- ASSETS 0.20%
- MEM 1.51%
- RANK $33.1M
- PHOTO 2,704
- BOOK #2,722/4,374
- CHARTER Wichita Falls
- NCUSIF 7724
Call Report peers
Jessop Community in the assets neighbourhood
Jessop Community's $33.1M assets sit next to Wichita Falls ($33.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jessop Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Jessop Community - Share Insurance Coverage
Charter #7724's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Jessop Community: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -0.94 pp (0.20% vs 1.15%).
- Largest lag: Loan-to-Share Ratio at 40.59% vs peer 59.80% (-19.21 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Pennsylvania standing for Jessop Community
- Pennsylvania health ordinal: #152 of 275.
- Assets rank #148 of 275 inside Pennsylvania ($33.1M reported).
- Membership ranks #144 of 275 among Pennsylvania CUs with a reported count (2,704 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Jessop Community Call Report trajectory
Jessop Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.7% from $33.1M (2025Q4) to $34.0M (2026Q1).
- Net-worth ratio shifted -0.08 pp (13.57% → 13.49%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.49% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.49% | -1.37 pp |
| Delinquency Rate | 0.20% | -0.94 pp |
| Return on Assets | 1.51% | +0.80 pp |
| Member Growth | -6.57% | - |
| Loan-to-Share Ratio | 40.59% | -19.21 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Jessop Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.0M | - |
| 2025Q4 | $33.1M | 2,704 |
| 2024Q4 | $31.6M | 2,894 |
| 2023Q4 | $33.0M | 2,902 |
Credit Union Details
- Charter Number
- 7724
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Washington
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Jessop Community runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Washington, PA |
| Fiserv Portico | Troy, MI |
| Disaster Recovery Site | Washington, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
Other-state peers near Jessop Community
Cross-state asset and health neighbours for Jessop Community - kept outside Pennsylvania; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($33.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Jessop Community ranks #2,722 of 4,374 nationally on financial health and #152 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PINPOINT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PINPOINT
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Jessop Community financially healthy?
Yes/no aside, the number is 80/100 (Excellent) - Jessop Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,722 of 4,374; by total assets it ranks #2,775 of 4,374 nationally (same basis as /rankings/largest); and #148 of 275 within Pennsylvania. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.49% net worth ratio and 0.20% delinquency rate are the key drivers.
How does Jessop Community compare to other credit unions?
Jessop Community scores 80/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Jessop Community?
Jessop Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Jessop Community directly for the exact boundaries and application steps.
Is my money safe at Jessop Community?
Federal credit unions like Jessop Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jessop Community's net worth ratio of 13.49% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Jessop Community offer compared to banks?
Credit unions like Jessop Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Jessop Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.