Federal credit union · Latrobe, Pennsylvania · NCUA charter #10141
Dertown School
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $12.3M
- Total assets
- 704
- Members
- 29.8%
- Net-worth ratio
Dertown School scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.3M; members 704; net-worth ratio 29.75%; health rank #1,025 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,025 of 4,374 health · 2025Q4Dertown School · health 90/100 · $12.3M · 2025Q4
Call Report peers
Dertown School in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dertown School vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dertown School sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dertown School: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 95.75% here, 59.80% peer average (+35.95 pp).
Pennsylvania standing for Dertown School
- Pennsylvania health ordinal: #44 of 275.
- Pennsylvania assets place: #202 of 275.
- Pennsylvania membership ordinal: #236 of 275.
- One place up in Pennsylvania, New Kensington Municipal (#43) scores 91/100, 1 point higher; one place down, Allegheny Central (#45) ties at 90/100.
Dertown School Call Report trajectory
Dertown School: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $12.3M (2025Q4) to $12.4M (2026Q1).
- Net-worth ratio shifted -0.12 pp (29.87% → 29.75%).
At 29.75%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Dertown School gives up 10 points in total. Member Growth costs the most, 7.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 12.3 pts
Call Report ratios for Dertown School
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 29.75% | +14.89 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.17% | +0.46 pp |
| Member Growth | -0.71% | - |
| Loan-to-Share Ratio | 95.75% | +35.95 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Dertown School quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.4M | - |
| 2025Q4 | $12.3M | 704 |
| 2024Q4 | $12.0M | 709 |
| 2023Q4 | $11.0M | 716 |
Credit Union Details
- Charter Number
- 10141
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- Latrobe
- Data Quarter
- 2025Q4
Branch Location
Dertown School operates a single office in Latrobe, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dertown (Main Office) | Latrobe, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
Other federally-insured credit unions in Pennsylvania, closest first by peer group and asset size.
- NORTHAMPTON AREA SCHOOL DIST. EMPSNorthampton, PA · $10M–$50M81Health
- PENNTECH EMPLOYEESJohnsonburg, PA · $10M–$50M72Health
- PENNSYLVANIA-AMERICAN WATERBethel Park, PA · $10M–$50M80Health
- WABELLCOWashington, PA · $10M–$50M62Health
- CLAIRTON WORKSClairton, PA · $10M–$50M81Health
Compare Dertown School vs NORTHAMPTON AREA SCHOOL DIST. EMPS
Other-state peers near Dertown School
Using this data
- Dertown School ranks #1,025 of 4,374 nationally on financial health and #44 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northampton Area School Dist. Emps is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northampton Area School Dist. Emps
Frequently Asked Questions
Is Dertown School financially healthy?
On its 2025Q4 NCUA 5300 filing, Dertown School scores 90/100 (Excellent), with a 29.75% net worth ratio and 0.00% of loans delinquent. It ranks #1,025 of 4,374 nationally on health and #44 of 275 in Pennsylvania.
How does Dertown School compare to other credit unions?
Dertown School scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (95.75% vs 59.80%).
How can I join Dertown School?
Dertown School is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Dertown School directly to confirm eligibility.
Is my money safe at Dertown School?
Dertown School is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dertown School's net worth ratio of 29.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.