Federal credit union · Erie, Pennsylvania · NCUA charter #8625
Erie Firefighters
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $9.7M
- Total assets
- 756
- Members
- 14.1%
- Net-worth ratio
Erie Firefighters scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.7M; members 756; net-worth ratio 14.05%; health rank #1,430 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,430 of 4,374 health · 2025Q4Erie Firefighters · health 88/100 · $9.7M · 2025Q4
- ASSETS 88/100
- MEM 14.1%
- RANK 0.42%
- PHOTO 0.80%
- BOOK $9.7M
- CHARTER 756
- NCUSIF #1,430/4,374
- CAMELS n/a
- HEALTH 8625
Call Report peers
Erie Firefighters carries $9.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Erie Firefighters vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Erie Firefighters - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8625, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Erie Firefighters vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.39 pp (0.42% vs 1.81%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -30.80 pp (32.80% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Pennsylvania standing for Erie Firefighters
- Health composite ranks #65 of 275 among scored Pennsylvania credit unions.
- By total assets, Erie Firefighters is #213 of 275 in Pennsylvania.
- Membership ranks #233 of 275 among Pennsylvania CUs with a reported count (756 members).
In-state ordinals use the live credit_unions table for PA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Erie Firefighters
Erie Firefighters: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $9.7M (2025Q4) to $9.8M (2026Q1).
- Net-worth ratio shifted +0.11 pp (13.94% → 14.05%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.05%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 9.2 pts
Erie Firefighters vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.05% | -5.01 pp |
| Delinquency Rate | 0.42% | -1.39 pp |
| Return on Assets | 0.80% | +0.35 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 32.80% | -30.80 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.8M | - |
| 2025Q4 | $9.7M | 756 |
| 2024Q4 | $10.1M | 757 |
| 2023Q4 | $10.8M | 762 |
Credit Union Details
- Charter Number
- 8625
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- Pennsylvania
- City
- Erie
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Erie Firefighters.
| Office | City |
|---|---|
| CU Office (Main Office) | Erie, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
A look at other Pennsylvania credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Erie Firefighters's nationwide photo peers by assets and by health score, excluding Pennsylvania charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- Erie Firefighters ranks #1,430 of 4,374 nationally on financial health and #65 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A T & T Employees Pittsburgh is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A T & T Employees Pittsburgh
- Rates and health both vary by institution, not just by state -- see how Pennsylvania credit unions compare overall before assuming this one is typical. Pennsylvania state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Erie Firefighters financially healthy?
A 14.05% net worth ratio and a 0.42% delinquency rate feed into Erie Firefighters's financial health score of 88/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,430 of 4,374; by total assets it ranks #3,579 of 4,374 nationally (same basis as /rankings/largest); and #213 of 275 within Pennsylvania. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Erie Firefighters compare to other credit unions?
On PlainCU's health composite, Erie Firefighters lands at 88/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Erie Firefighters?
Erie Firefighters carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Erie Firefighters directly to confirm current membership steps.
Is my money safe at Erie Firefighters?
Federal credit unions like Erie Firefighters are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Erie Firefighters's net worth ratio of 14.05% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Erie Firefighters offer compared to banks?
Credit unions like Erie Firefighters are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Erie Firefighters directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.