Federal credit union · Pleasant Gap, Pennsylvania · NCUA charter #1882
TITAN
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $67.6M
- Total assets
- 4,534
- Members
- 15.2%
- Net-worth ratio
TITAN scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $67.6M; members 4,534; net-worth ratio 15.18%; health rank #1,067 of 4,374; healthier than 73rd of scored peers.
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NCUA 5300 Call Report Masthead
#1,067 of 4,374 health · 2025Q4TITAN · health 90/100 · $67.6M · 2025Q4
Call Report peers
TITAN in the assets neighbourhood
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TITAN vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TITAN sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where TITAN diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +1.56 pp (15.18% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.96 pp (56.64% vs 62.60%).
Where TITAN sits in Pennsylvania
- In Pennsylvania, health place is #46 of 275 on the same NCUA-ratio sort used nationally.
- Pennsylvania assets place: #105 of 275.
- Pennsylvania membership ordinal: #110 of 275.
- One place up in Pennsylvania, Allegheny Central (#45) ties at 90/100; one place down, P & G Mehoopany Employees (#47) ties at 90/100.
TITAN Call Report trajectory
TITAN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $67.6M (2025Q4) to $68.9M (2026Q1).
- Net-worth ratio shifted +0.10 pp (15.08% → 15.18%).
15.18% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
TITAN gives up 10 points in total. Member Growth costs the most, 6.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 11.8 pts
Call Report ratios for TITAN
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.18% | +1.56 pp |
| Delinquency Rate | 0.34% | -0.62 pp |
| Return on Assets | 1.16% | +0.50 pp |
| Member Growth | -0.42% | - |
| Loan-to-Share Ratio | 56.64% | -5.96 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
TITAN filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $68.9M | - |
| 2025Q4 | $67.6M | 4,534 |
| 2024Q4 | $62.0M | 4,553 |
| 2023Q4 | $60.2M | 4,457 |
Credit Union Details
- Charter Number
- 1882
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Pennsylvania
- City
- Pleasant Gap
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, TITAN runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Pleasant Gap, PA |
| CompuSource Systems | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
TITAN nationwide neighbourhoods
Using this data
- TITAN ranks #1,067 of 4,374 nationally on financial health and #46 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACCESS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACCESS
Frequently Asked Questions
Is TITAN financially healthy?
TITAN has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,067 of 4,374 nationally on health and #46 of 275 in Pennsylvania. Its net worth ratio is 15.18% and its delinquency rate 0.34%.
How does TITAN compare to other credit unions?
TITAN scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (15.18% vs 13.62%). Its widest shortfall is loan-to-share ratio (56.64% vs 62.60%).
How can I join TITAN?
TITAN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TITAN directly for the exact boundaries and application steps.
Is my money safe at TITAN?
TITAN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TITAN's net worth ratio of 15.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.