Federal credit union · Williamsport, Pennsylvania · NCUA charter #14617
LONZA
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $489K
- Total assets
- 95
- Members
- 25.6%
- Net-worth ratio
LONZA scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $489K; members 95; net-worth ratio 25.57%; health rank #2,041 of 4,374; healthier than 50th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,041 of 4,374 health · 2025Q4LONZA · health 84/100 · $489K · 2025Q4
Call Report peers
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LONZA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LONZA sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for LONZA
- Loan-to-Share Ratio leads the peer set - 81.40% here, 52.70% peer average (+28.70 pp).
Where LONZA sits in Pennsylvania
- Pennsylvania health ordinal: #98 of 275.
- Pennsylvania assets place: #268 of 275.
- Pennsylvania membership ordinal: #271 of 275.
- One place up in Pennsylvania, Mckeesport Area Public School Emp (#97) ties at 84/100; one place down, SCA (#99) ties at 84/100.
Quarter path for LONZA
LONZA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $489K (2025Q4) to $489K (2026Q1).
- Net-worth ratio shifted -0.21 pp (25.78% → 25.57%).
At 25.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 84/100 score is built
LONZA gives up 16 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.3 pts
LONZA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.57% | +2.64 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.41% | +0.19 pp |
| Member Growth | -5.94% | - |
| Loan-to-Share Ratio | 81.40% | +28.70 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - LONZA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $489K | - |
| 2025Q4 | $489K | 95 |
| 2024Q4 | $504K | 101 |
| 2023Q4 | $583K | 120 |
Credit Union Details
- Charter Number
- 14617
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Pennsylvania
- City
- Williamsport
- Data Quarter
- 2025Q4
Branch Location
LONZA operates a single office in Williamsport, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Williamsport, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Other-state peers near LONZA
Similar health score
Using this data
- LONZA ranks #2,041 of 4,374 nationally on financial health and #98 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pinn Memorial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pinn Memorial
Frequently Asked Questions
Is LONZA financially healthy?
On its 2025Q4 NCUA 5300 filing, LONZA scores 84/100 (Excellent), with a 25.57% net worth ratio and 0.00% of loans delinquent. It ranks #2,041 of 4,374 nationally on health and #98 of 275 in Pennsylvania.
How does LONZA compare to other credit unions?
LONZA scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (81.40% vs 52.70%).
How can I join LONZA?
LONZA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LONZA directly for the exact boundaries and application steps.
Is my money safe at LONZA?
LONZA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LONZA's net worth ratio of 25.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.