State credit union · SOUTH WILLIAMSP, Pennsylvania · NCUA charter #65211
Williamsport Teachers
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $14.3M
- Total assets
- 1,082
- Members
- 20.2%
- Net-worth ratio
Williamsport Teachers scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $14.3M; members 1,082; net-worth ratio 20.24%; health rank #3,050 of 4,374; healthier than 28th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,050 of 4,374 health · 2025Q4Williamsport Teachers · health 77/100 · $14.3M · 2025Q4
Call Report peers
Williamsport Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Williamsport Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Williamsport Teachers sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Williamsport Teachers vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 20.24% vs peer 14.86% (+5.38 pp).
- Largest lag: Loan-to-Share Ratio at 54.81% vs peer 59.80% (-4.99 pp).
Williamsport Teachers: in-state Call Report ranks
- Pennsylvania health ordinal: #187 of 275.
- By total assets, Williamsport Teachers is #191 of 275 in Pennsylvania.
- Member book place in Pennsylvania: #210 of 275.
- One place up in Pennsylvania, Mount Carmel Baptist (#186) ties at 77/100; one place down, GLATCO (#188) ties at 77/100.
Williamsport Teachers: 2025Q4 → 2026Q1
Williamsport Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $14.3M (2025Q4) to $14.9M (2026Q1).
- Net-worth ratio shifted -0.60 pp (20.84% → 20.24%).
This credit union's 20.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Williamsport Teachers gives up 23 points in total. Member Growth costs the most, 10.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.3 pts
- Return on Assets 15.0 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 11.2 pts
Call Report ratios for Williamsport Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.24% | +5.38 pp |
| Delinquency Rate | 1.50% | +0.35 pp |
| Return on Assets | 1.15% | +0.45 pp |
| Member Growth | -2.52% | - |
| Loan-to-Share Ratio | 54.81% | -4.99 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Williamsport Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.9M | - |
| 2025Q4 | $14.3M | 1,082 |
| 2024Q4 | $13.6M | 1,110 |
| 2023Q4 | $12.9M | 1,120 |
Credit Union Details
- Charter Number
- 65211
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Pennsylvania
- City
- SOUTH WILLIAMSP
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Williamsport Teachers runs one office.
| Office | City |
|---|---|
| WILLIAMSPORT TEACHERS CREDIT UNION (Main Office) | SOUTH WILLIAMSPORT, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Williamsport Teachers ranks #3,050 of 4,374 nationally on financial health and #187 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- I.B.E.W. - Local No. 5 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with I.B.E.W. - Local No. 5
Frequently Asked Questions
Is Williamsport Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Williamsport Teachers scores 77/100 (Very Good), with a 20.24% net worth ratio and 1.50% of loans delinquent. It ranks #3,050 of 4,374 nationally on health and #187 of 275 in Pennsylvania.
How does Williamsport Teachers compare to other credit unions?
Williamsport Teachers scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.24% vs 14.86%). Its widest shortfall is loan-to-share ratio (54.81% vs 59.80%).
How can I join Williamsport Teachers?
Membership eligibility for Williamsport Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Williamsport Teachers directly for current membership requirements and application steps.
Is my money safe at Williamsport Teachers?
Williamsport Teachers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Williamsport Teachers's net worth ratio of 20.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.