Federal credit union · Wyomissing, Pennsylvania · NCUA charter #5856
RIVERFRONT
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $318.4M
- Total assets
- 23,310
- Members
- 8.3%
- Net-worth ratio
RIVERFRONT scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $318.4M; members 23,310; net-worth ratio 8.30%; health rank #2,192 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,192 of 4,374 health · 2025Q4RIVERFRONT · health 84/100 · $318.4M · 2025Q4
Call Report peers
RIVERFRONT in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
RIVERFRONT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); RIVERFRONT sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where RIVERFRONT diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 80.18% here, 72.20% peer average (+7.98 pp).
- Net Worth Ratio trails the peer set - 8.30% here, 12.11% peer average (-3.81 pp).
Where RIVERFRONT sits in Pennsylvania
- Pennsylvania health ordinal: #108 of 275.
- Pennsylvania assets place: #32 of 275.
- Pennsylvania membership ordinal: #26 of 275.
- One place up in Pennsylvania, Franklin Mint (#107) ties at 84/100; one place down, Allegheny Ludlum Brackenridge (#109) scores 83/100, 1 point lower.
How RIVERFRONT's 5300 filing moved
RIVERFRONT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $318.4M (2025Q4) to $324.4M (2026Q1).
- Net-worth ratio shifted +0.02 pp (8.28% → 8.30%).
8.30% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
RIVERFRONT gives up 16 points in total. Member Growth costs the most, 6.2 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 25.8 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.8 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.30% | -3.81 pp |
| Delinquency Rate | 0.50% | -0.40 pp |
| Return on Assets | 0.16% | -0.47 pp |
| Member Growth | -0.12% | - |
| Loan-to-Share Ratio | 80.18% | +7.98 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - RIVERFRONT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $324.4M | - |
| 2025Q4 | $318.4M | 23,310 |
| 2024Q4 | $318.4M | 23,338 |
| 2023Q4 | $293.1M | 23,069 |
Credit Union Details
- Charter Number
- 5856
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Pennsylvania
- City
- Wyomissing
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, RIVERFRONT runs 2 offices.
| Office | City |
|---|---|
| Keiser Boulevard (Main Office) | Wyomissing, PA |
| Museum Road Branch | Wyomissing, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Pennsylvania
More federally-insured credit unions based in Pennsylvania, ordered by peer group match and asset size.
Cross-state Call Report peers for RIVERFRONT
Similar total assets
Using this data
- RIVERFRONT ranks #2,192 of 4,374 nationally on financial health and #108 of 275 in PA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NET is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NET
Frequently Asked Questions
Is RIVERFRONT financially healthy?
On its 2025Q4 NCUA 5300 filing, RIVERFRONT scores 84/100 (Excellent), with a 8.30% net worth ratio and 0.50% of loans delinquent. It ranks #2,192 of 4,374 nationally on health and #108 of 275 in Pennsylvania.
How does RIVERFRONT compare to other credit unions?
RIVERFRONT scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (80.18% vs 72.20%). Its widest shortfall is net worth ratio (8.30% vs 12.11%).
How can I join RIVERFRONT?
RIVERFRONT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact RIVERFRONT directly for the exact boundaries and application steps.
Is my money safe at RIVERFRONT?
RIVERFRONT is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. RIVERFRONT's net worth ratio of 8.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.