State credit union · MORTON GROVE, Illinois · NCUA charter #62854
Partnership Financial
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $384.0M
- Total assets
- 14,356
- Members
- 12.1%
- Net-worth ratio
Partnership Financial scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $384.0M; members 14,356; net-worth ratio 12.13%; health rank #1,454 of 4,374; healthier than 65th of scored peers.
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NCUA 5300 Call Report Masthead
#1,454 of 4,374 health · 2025Q4Partnership Financial · health 88/100 · $384.0M · 2025Q4
Call Report peers
Partnership Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Partnership Financial vs every NCUA-scored credit union
Partnership Financial sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Partnership Financial: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.50% here, 0.89% peer average (-0.39 pp).
- Loan-to-Share Ratio trails the peer set - 50.92% here, 72.20% peer average (-21.28 pp).
Illinois standing for Partnership Financial
- Health composite ranks #54 of 192 among scored Illinois credit unions.
- By total assets, Partnership Financial is #30 of 192 in Illinois.
- Membership ranks #40 of 192 among Illinois CUs with a reported count (14,356 members).
- One place up in Illinois, FIELDSTONE (#53) ties at 88/100; one place down, Rock Valley (#55) ties at 88/100.
Quarter path for Partnership Financial
Partnership Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $384.0M (2025Q4) to $397.7M (2026Q1).
- Net-worth ratio shifted -0.09 pp (12.22% → 12.13%).
This credit union's 12.13% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Partnership Financial gives up 12 points in total. Member Growth costs the most, 7.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 10.4 pts
Call Report ratios for Partnership Financial
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.13% | +0.02 pp |
| Delinquency Rate | 0.50% | -0.39 pp |
| Return on Assets | 0.69% | +0.07 pp |
| Member Growth | -0.80% | - |
| Loan-to-Share Ratio | 50.92% | -21.28 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Partnership Financial filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $397.7M | - |
| 2025Q4 | $384.0M | 14,356 |
| 2024Q4 | $366.5M | 14,472 |
| 2023Q4 | $358.2M | 14,771 |
Credit Union Details
- Charter Number
- 62854
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- MORTON GROVE
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Partnership Financial runs 8 offices in 7 different cities.
| Office | City |
|---|---|
| PARTNERSHIP FINANCIAL CREDIT UNION (Main Office) | MORTON GROVE, IL |
| DISASTER RECOVERY | Barrington, IL |
| BARRINGTON OFFICE | BARRINGTON, IL |
| DES PLAINES OFFICE | DES PLAINES, IL |
| EVANSTON OFFICE | EVANSTON, IL |
| FRANKLIN PARK OFFICE | Franklin PARK, IL |
| LOCATION OF RECORDS | MORTON GROVE, IL |
| RIVER GROVE - TRITON COLLEGE | River Grove, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Partnership Financial
Using this data
- Partnership Financial ranks #1,454 of 4,374 nationally on financial health and #54 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ABRI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ABRI
Frequently Asked Questions
Is Partnership Financial financially healthy?
Partnership Financial has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,454 of 4,374 nationally on health and #54 of 192 in Illinois. Its net worth ratio is 12.13% and its delinquency rate 0.50%.
How does Partnership Financial compare to other credit unions?
Partnership Financial scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.50% vs 0.89%). Its widest shortfall is loan-to-share ratio (50.92% vs 72.20%).
How can I join Partnership Financial?
Membership eligibility for Partnership Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Partnership Financial directly for current membership requirements and application steps.
Is my money safe at Partnership Financial?
Partnership Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Partnership Financial's net worth ratio of 12.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.