State credit union · ANNA, Illinois · NCUA charter #64967

A.S.H. Employees

Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

89
Health / 100
$5.2M
Total assets
1,164
Members
19.6%
Net-worth ratio

A.S.H. Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.2M; members 1,164; net-worth ratio 19.56%; health rank #1,190 of 4,374; healthier than 69th of scored peers.

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#1,190 of 4,374 health · 2025Q4

A.S.H. Employees · health 89/100 · $5.2M · 2025Q4

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A.S.H. Employees vs every NCUA-scored credit union

A.S.H. Employees sits in the busiest band, 85-89, alongside 857 other credit unions.

89 Top 31% higher than 69% of 4,374 credit unions

every scored credit union, bucketed by value

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Source NCUA 5300 Call Report aggregates · 2025Q4

Where A.S.H. Employees diverges from peer averages

  • Largest favorable gap: Loan-to-Share Ratio at 104.23% vs peer 63.60% (+40.63 pp).

A.S.H. Employees: in-state Call Report ranks

  • Illinois health ordinal: #42 of 192.
  • Assets rank #143 of 192 inside Illinois ($5.2M reported).
  • Membership ranks #125 of 192 among Illinois CUs with a reported count (1,164 members).
  • One place up in Illinois, METRO (#41) scores 90/100, 1 point higher; one place down, BLAW-KNOX (#43) ties at 89/100.

A.S.H. Employees: 2025Q4 → 2026Q1

A.S.H. Employees: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

5,000,0005,200,0005,400,0005,600,000 2023Q42024Q42025Q42026Q1 5,194,580 5,544,317 ▲ +6.7%
  • Assets moved +6.3% from $5.2M (2025Q4) to $5.5M (2026Q1).
  • Net-worth ratio shifted -0.98 pp (20.54% → 19.56%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 19.56% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 89/100 score is built

A.S.H. Employees gives up 11 points in total. Loan-to-Share Ratio costs the most, 6.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 9.6 pts
  • Loan-to-Share Ratio 9.4 pts

A.S.H. Employees health metrics

Metric Value vs peer
Net Worth Ratio 19.56% +0.50 pp
Delinquency Rate 0.23% -1.57 pp
Return on Assets 2.11% +1.66 pp
Member Growth 0.52% -
Loan-to-Share Ratio 104.23% +40.63 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

A.S.H. Employees filing history

Quarter Assets Members
2026Q1 $5.5M -
2025Q4 $5.2M 1,164
2024Q4 $5.1M 1,158
2023Q4 $5.2M 1,143

Credit Union Details

Charter Number
64967
Type
State
Field of Membership
Other
Peer Group
$2M–$10M
State
Illinois
City
ANNA
Data Quarter
2025Q4

Branch Locations (2)

The NCUA branch filing lists 2 physical offices for A.S.H. Employees, spread across 2 cities in 2 states.

Office City
ASH EMPLOYEES CREDIT UNION (Main Office) ANNA, IL
Bradford Scott Data Inc. Indianapolis, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Illinois

More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.

Compare A.S.H. Employees vs I.B.E.W. LOCAL #146

A.S.H. Employees nationwide neighbourhoods

Using this data

  • A.S.H. Employees ranks #1,190 of 4,374 nationally on financial health and #42 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • I.B.E.W. Local #146 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with I.B.E.W. Local #146

Frequently Asked Questions

Is A.S.H. Employees financially healthy?

A.S.H. Employees has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,190 of 4,374 nationally on health and #42 of 192 in Illinois. Its net worth ratio is 19.56% and its delinquency rate 0.23%.

How does A.S.H. Employees compare to other credit unions?

A.S.H. Employees scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (104.23% vs 63.60%).

How can I join A.S.H. Employees?

Membership eligibility for A.S.H. Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact A.S.H. Employees directly for current membership requirements and application steps.

Is my money safe at A.S.H. Employees?

A.S.H. Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. A.S.H. Employees's net worth ratio of 19.56% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for A.S.H. Employees. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.