State credit union · Chicago, Illinois · NCUA charter #61566
St. Mark
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $505K
- Total assets
- 167
- Members
- 21.5%
- Net-worth ratio
St. Mark scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $505K; members 167; net-worth ratio 21.52%; health rank #2,685 of 4,374; healthier than 36th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,685 of 4,374 health · 2025Q4St. Mark · health 80/100 · $505K · 2025Q4
Call Report peers
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St. Mark vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); St. Mark sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for St. Mark
- Strongest edge vs 243 Under $2M peers is Delinquency Rate: -4.48 pp (0.00% vs 4.48%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -26.71 pp (25.99% vs 52.70%).
Where St. Mark sits in Illinois
- Health composite ranks #120 of 192 among scored Illinois credit unions.
- Assets rank #177 of 192 inside Illinois ($505K reported).
- Member book place in Illinois: #180 of 192.
- One place up in Illinois, South Shop (#119) ties at 80/100; one place down, GENERATIONS (#121) ties at 80/100.
St. Mark: 2025Q4 → 2026Q1
St. Mark: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $505K (2025Q4) to $526K (2026Q1).
- Net-worth ratio shifted -2.03 pp (23.55% → 21.52%).
21.52% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
St. Mark gives up 20 points in total. Member Growth costs the most, 13.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 8.2 pts
Call Report ratios for St. Mark
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.52% | -1.41 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.94% | +0.72 pp |
| Member Growth | -4.02% | - |
| Loan-to-Share Ratio | 25.99% | -26.71 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - St. Mark
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $526K | - |
| 2025Q4 | $505K | 167 |
| 2024Q4 | $501K | 174 |
| 2023Q4 | $535K | 188 |
Credit Union Details
- Charter Number
- 61566
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for St. Mark.
| Office | City |
|---|---|
| CU Office (Main Office) | Chicago, IL |
| Vital Records | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near St. Mark
Similar health score
Using this data
- St. Mark ranks #2,685 of 4,374 nationally on financial health and #120 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Unified Homeowners of Illinois is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Unified Homeowners of Illinois
Frequently Asked Questions
Is St. Mark financially healthy?
St. Mark has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,685 of 4,374 nationally on health and #120 of 192 in Illinois. Its net worth ratio is 21.52% and its delinquency rate 0.00%.
How does St. Mark compare to other credit unions?
St. Mark scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (25.99% vs 52.70%).
How can I join St. Mark?
Membership eligibility for St. Mark depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Mark directly for current membership requirements and application steps.
Is my money safe at St. Mark?
St. Mark is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Mark's net worth ratio of 21.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.