State credit union · Chicago, Illinois · NCUA charter #61643
PLANITES
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $38.0M
- Total assets
- 3,933
- Members
- 11.3%
- Net-worth ratio
PLANITES scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $38.0M; members 3,933; net-worth ratio 11.28%; health rank #2,755 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,755 of 4,374 health · 2025Q4PLANITES · health 80/100 · $38.0M · 2025Q4
Call Report peers
PLANITES in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PLANITES vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PLANITES sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where PLANITES diverges from peer averages
- Delinquency Rate leads the peer set - 0.55% here, 1.15% peer average (-0.60 pp).
- Loan-to-Share Ratio trails the peer set - 53.38% here, 59.80% peer average (-6.42 pp).
Where PLANITES sits in Illinois
- Illinois health ordinal: #123 of 192.
- Assets rank #82 of 192 inside Illinois ($38.0M reported).
- Illinois membership ordinal: #75 of 192.
- One place up in Illinois, ACCESS (#122) ties at 80/100; one place down, AMBRAW (#124) ties at 80/100.
PLANITES: 2025Q4 → 2026Q1
PLANITES: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $38.0M (2025Q4) to $39.4M (2026Q1).
- Net-worth ratio shifted -0.28 pp (11.56% → 11.28%).
This credit union's 11.28% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
PLANITES gives up 20 points in total. Member Growth costs the most, 11.5 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 11.1 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 10.9 pts
Call Report ratios for PLANITES
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.28% | -3.58 pp |
| Delinquency Rate | 0.55% | -0.60 pp |
| Return on Assets | 0.24% | -0.46 pp |
| Member Growth | -3.06% | - |
| Loan-to-Share Ratio | 53.38% | -6.42 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - PLANITES
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.4M | - |
| 2025Q4 | $38.0M | 3,933 |
| 2024Q4 | $37.3M | 4,057 |
| 2023Q4 | $37.4M | 4,096 |
Credit Union Details
- Charter Number
- 61643
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for PLANITES.
| Office | City |
|---|---|
| PLANITES CREDIT UNION (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- PLANITES ranks #2,755 of 4,374 nationally on financial health and #123 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Streator Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Streator Community
Frequently Asked Questions
Is PLANITES financially healthy?
PLANITES has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,755 of 4,374 nationally on health and #123 of 192 in Illinois. Its net worth ratio is 11.28% and its delinquency rate 0.55%.
How does PLANITES compare to other credit unions?
PLANITES scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.55% vs 1.15%). Its widest shortfall is loan-to-share ratio (53.38% vs 59.80%).
How can I join PLANITES?
Membership eligibility for PLANITES depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PLANITES directly for current membership requirements and application steps.
Is my money safe at PLANITES?
PLANITES is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PLANITES's net worth ratio of 11.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.