State credit union · CHICAGO, Illinois · NCUA charter #60175

Chicago Firemans Assoc

Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

93
Health / 100
$20.3M
Total assets
2,987
Members
15.1%
Net-worth ratio
A Letter grade on the five-factor composite

Chicago Firemans Assoc scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.3M; members 2,987; net-worth ratio 15.09%; health rank #592 of 4,374; healthier than 84th of scored peers.

NCUA 5300 Call Report masthead

NCUA 5300 Call Report Masthead

#592 of 4,374 health · 2025Q4

Chicago Firemans Assoc · health 93/100 · $20.3M · 2025Q4

  • ASSETS 93/100
  • MEM 15.1%
  • RANK 0.25%
  • PHOTO 0.80%
  • BOOK $20.3M
  • CHARTER 2,987
  • NCUSIF #592/4,374
  • CAMELS Dairyland Power
  • HEALTH 60175

Chicago Firemans Assoc in the assets neighbourhood

Neighborhood Trust$20.3MCROUSE$20.3MDairyland Power$20.3MChicago Firemans Assoc (this)$20.3MACADIAN$20.3MCommunity Healthcare$20.3M
Nearest other-state credit unions by total assets (NCUA 5300)

Chicago Firemans Assoc's $20.3M assets sit next to Dairyland Power ($20.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Chicago Firemans Assoc vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

93 Top 16% higher than 84% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Chicago Firemans Assoc - Share Insurance Coverage

The 2025Q4 NCUA Call Report puts charter #60175 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.

NCUSIF coverage gauge for Chicago Firemans Assoc Share insurance under NCUSIF covers up to $250,000 per share owner. Chicago Firemans Assoc holds approximately $17.1M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 15.1 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 15.1% · $17.1M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Chicago Firemans Assoc vs $10M–$50M peers

  • Loan-to-Share Ratio leads the peer set - 70.95% here, 59.80% peer average (+11.15 pp).

Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Chicago Firemans Assoc: in-state Call Report ranks

  • In Illinois, health place is #22 of 192 on the same NCUA-ratio sort used nationally.
  • Illinois assets place: #104 of 192.
  • Member book place in Illinois: #87 of 192.

In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Chicago Firemans Assoc: 2025Q4 → 2026Q1

Chicago Firemans Assoc: total assets by quarter

4 Call Report filings on this page's own vintage chain

19,500,00020,000,00020,500,00021,000,00021,500,000 2023Q42024Q42025Q42026Q1 20,591,199 21,012,669 ▲ +2.0%
  • Assets moved +3.5% from $20.3M (2025Q4) to $21.0M (2026Q1).
  • Net-worth ratio shifted -0.40 pp (15.49% → 15.09%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 15.09% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 93/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 93.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 8.5 pts
  • Loan-to-Share Ratio 14.5 pts

Call Report ratios for Chicago Firemans Assoc

Metric Value vs peer
Net Worth Ratio 15.09% +0.23 pp
Delinquency Rate 0.25% -0.89 pp
Return on Assets 0.80% +0.09 pp
Member Growth -0.30% -
Loan-to-Share Ratio 70.95% +11.15 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).

Call Report history - Chicago Firemans Assoc

Quarter Assets Members
2026Q1 $21.0M -
2025Q4 $20.3M 2,987
2024Q4 $20.0M 2,996
2023Q4 $20.6M 2,968

Credit Union Details

Charter Number
60175
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Illinois
City
CHICAGO
Data Quarter
2025Q4

Branch Locations (2)

Chicago Firemans Assoc operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.

Office City
Chicago Firemans Association Credit Union (Main Office) Chicago, IL
Bradford Scott Corporation Fort Wayne, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Illinois

More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.

Compare Chicago Firemans Assoc vs HARVARD COMMUNITY

Nationwide credit unions with similar profiles

Chicago Firemans Assoc's nationwide photo peers by assets and by health score, excluding Illinois charters.

Using this data

  • Chicago Firemans Assoc ranks #592 of 4,374 nationally on financial health and #22 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Harvard Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Harvard Community
  • Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Chicago Firemans Assoc financially healthy?

Yes/no aside, the number is 93/100 (Excellent) - Chicago Firemans Assoc's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #592 of 4,374; by total assets it ranks #3,140 of 4,374 nationally (same basis as /rankings/largest); and #104 of 192 within Illinois. Above 80 reads excellent, below 50 warrants closer monitoring; a 15.09% net worth ratio and 0.25% delinquency rate are the key drivers.

How does Chicago Firemans Assoc compare to other credit unions?

On PlainCU's health composite, Chicago Firemans Assoc lands at 93/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Chicago Firemans Assoc?

Membership eligibility for Chicago Firemans Assoc depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Chicago Firemans Assoc directly for current membership requirements and application steps.

Is my money safe at Chicago Firemans Assoc?

Federal credit unions like Chicago Firemans Assoc are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Chicago Firemans Assoc's net worth ratio of 15.09% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Chicago Firemans Assoc offer compared to banks?

Credit unions like Chicago Firemans Assoc are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Chicago Firemans Assoc directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Chicago Firemans Assoc. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.