State credit union · South Holland, Illinois · NCUA charter #61368
Sherwin Williams Emp.
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $40.7M
- Total assets
- 3,076
- Members
- 12.6%
- Net-worth ratio
Sherwin Williams Emp. scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $40.7M; members 3,076; net-worth ratio 12.59%; health rank #3,273 of 4,374; healthier than 24th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,273 of 4,374 health · 2025Q4Sherwin Williams Emp. · health 75/100 · $40.7M · 2025Q4
Call Report peers
Sherwin Williams Emp. in the assets neighbourhood
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Sherwin Williams Emp. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sherwin Williams Emp. sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Sherwin Williams Emp. vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.32% here, 1.15% peer average (-0.83 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.88 pp (42.92% vs 59.80%).
Sherwin Williams Emp. in Illinois
- Health composite ranks #145 of 192 among scored Illinois credit unions.
- By total assets, Sherwin Williams Emp. is #77 of 192 in Illinois.
- Member book place in Illinois: #86 of 192.
- One place up in Illinois, Illiana Financial (#144) ties at 75/100; one place down, 2 Rivers Area (#146) ties at 75/100.
Sherwin Williams Emp. Call Report trajectory
Sherwin Williams Emp.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $40.7M (2025Q4) to $40.8M (2026Q1).
- Net-worth ratio shifted +0.04 pp (12.55% → 12.59%).
At 12.59%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
Sherwin Williams Emp. gives up 25 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.59% | -2.27 pp |
| Delinquency Rate | 0.32% | -0.83 pp |
| Return on Assets | 0.19% | -0.51 pp |
| Member Growth | -5.76% | - |
| Loan-to-Share Ratio | 42.92% | -16.88 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.8M | - |
| 2025Q4 | $40.7M | 3,076 |
| 2024Q4 | $39.0M | 3,264 |
| 2023Q4 | $31.2M | 3,514 |
Credit Union Details
- Charter Number
- 61368
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- South Holland
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Sherwin Williams Emp..
| Office | City |
|---|---|
| Main Office (Main Office) | South Holland, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Sherwin Williams Emp.
Using this data
- Sherwin Williams Emp. ranks #3,273 of 4,374 nationally on financial health and #145 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northwest Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northwest Municipal
Frequently Asked Questions
Is Sherwin Williams Emp. financially healthy?
Sherwin Williams Emp. has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,273 of 4,374 nationally on health and #145 of 192 in Illinois. Its net worth ratio is 12.59% and its delinquency rate 0.32%.
How does Sherwin Williams Emp. compare to other credit unions?
Sherwin Williams Emp. scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.32% vs 1.15%). Its widest shortfall is loan-to-share ratio (42.92% vs 59.80%).
How can I join Sherwin Williams Emp.?
Membership eligibility for Sherwin Williams Emp. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sherwin Williams Emp. directly for current membership requirements and application steps.
Is my money safe at Sherwin Williams Emp.?
Sherwin Williams Emp. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sherwin Williams Emp.'s net worth ratio of 12.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.