State credit union · Danville, Illinois · NCUA charter #60390

TEE-PAK

Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

69
Health / 100
$23.5M
Total assets
2,301
Members
16.0%
Net-worth ratio

TEE-PAK scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.5M; members 2,301; net-worth ratio 16.02%; health rank #3,641 of 4,374; healthier than 16th of scored peers.

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#3,641 of 4,374 health · 2025Q4

TEE-PAK · health 69/100 · $23.5M · 2025Q4

TEE-PAK in the assets neighbourhood

STRATEGIC$23.5MTEE-PAK (this)$23.5MWestmoreland Water$23.5MMID-STATE$23.5MEmployees Choice$23.4MCHATTAHOOCHEE$23.4M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

TEE-PAK vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); TEE-PAK sits in 65-69 with 275 others.

69 16th percentile higher than 16% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where TEE-PAK diverges from peer averages

  • Largest favorable gap: Loan-to-Share Ratio at 61.24% vs peer 59.80% (+1.44 pp).
  • Return on Assets trails the peer set - -0.90% here, 0.70% peer average (-1.60 pp).

TEE-PAK in Illinois

  • Health composite ranks #161 of 192 among scored Illinois credit unions.
  • By total assets, TEE-PAK is #97 of 192 in Illinois.
  • Member book place in Illinois: #98 of 192.
  • One place up in Illinois, Unified Homeowners of Illinois (#160) scores 70/100, 1 point higher; one place down, VICINITY (#162) ties at 69/100.

TEE-PAK Call Report trajectory

TEE-PAK: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

20,000,00022,000,00024,000,00026,000,00028,000,000 2023Q42024Q42025Q42026Q1 21,974,452 24,501,986 ▲ +11.5%
  • Assets moved +4.2% from $23.5M (2025Q4) to $24.5M (2026Q1).
  • Net-worth ratio shifted -0.32 pp (16.34% → 16.02%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 16.02% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 69/100 score is built

TEE-PAK gives up 31 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 23.5 pts
  • Return on Assets 0.0 pts
  • Member Growth 2.1 pts
  • Loan-to-Share Ratio 13.4 pts

TEE-PAK health metrics

Metric Value vs peer
Net Worth Ratio 16.02% +1.16 pp
Delinquency Rate 0.65% -0.49 pp
Return on Assets -0.90% -1.60 pp
Member Growth -3.84% -
Loan-to-Share Ratio 61.24% +1.44 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Historical Financials

Quarter Assets Members
2026Q1 $24.5M -
2025Q4 $23.5M 2,301
2024Q4 $25.6M 2,393
2023Q4 $22.0M 2,504

Credit Union Details

Charter Number
60390
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Illinois
City
Danville
Data Quarter
2025Q4

Branch Location

TEE-PAK operates a single office in Danville, per its most recent NCUA branch filing.

Office City
Vermillion St (Main Office) Danville, IL

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Illinois

Other federally-insured credit unions in Illinois, closest first by peer group and asset size.

Compare TEE-PAK vs ROCKFORD MUNICIPAL EMPLOYEES

Cross-state Call Report peers for TEE-PAK

Using this data

  • TEE-PAK ranks #3,641 of 4,374 nationally on financial health and #161 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Rockford Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Rockford Municipal Employees

Frequently Asked Questions

Is TEE-PAK financially healthy?

On its 2025Q4 NCUA 5300 filing, TEE-PAK scores 69/100 (Good), with a 16.02% net worth ratio and 0.65% of loans delinquent. It ranks #3,641 of 4,374 nationally on health and #161 of 192 in Illinois.

How does TEE-PAK compare to other credit unions?

TEE-PAK scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (61.24% vs 59.80%). Its widest shortfall is return on assets (-0.90% vs 0.70%).

How can I join TEE-PAK?

Membership eligibility for TEE-PAK depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TEE-PAK directly for current membership requirements and application steps.

Is my money safe at TEE-PAK?

TEE-PAK is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEE-PAK's net worth ratio of 16.02% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for TEE-PAK. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.