Federal credit union · Danville, Illinois · NCUA charter #1969
Education Personnel
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $72.4M
- Total assets
- 4,266
- Members
- 12.0%
- Net-worth ratio
Education Personnel scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.4M; members 4,266; net-worth ratio 11.96%; health rank #2,282 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,282 of 4,374 health · 2025Q4Education Personnel · health 83/100 · $72.4M · 2025Q4
Call Report peers
Education Personnel in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Education Personnel vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Education Personnel sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Education Personnel vs $50M–$100M peers
- Largest lag: Loan-to-Share Ratio at 47.66% vs peer 62.60% (-14.94 pp).
Education Personnel: in-state Call Report ranks
- Health composite ranks #103 of 192 among scored Illinois credit unions.
- By total assets, Education Personnel is #62 of 192 in Illinois.
- Illinois membership ordinal: #72 of 192.
- One place up in Illinois, SELFRELIANCE (#102) ties at 83/100; one place down, SIUE (#104) ties at 83/100.
Quarter path for Education Personnel
Education Personnel: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $72.4M (2025Q4) to $74.8M (2026Q1).
- Net-worth ratio shifted -0.25 pp (12.21% → 11.96%).
This credit union's 11.96% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Education Personnel gives up 17 points in total. Delinquency Rate costs the most, 6.2 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.8 pts
- Return on Assets 12.6 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 10.4 pts
Education Personnel vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.96% | -1.66 pp |
| Delinquency Rate | 1.16% | +0.20 pp |
| Return on Assets | 0.34% | -0.32 pp |
| Member Growth | 1.86% | - |
| Loan-to-Share Ratio | 47.66% | -14.94 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $74.8M | - |
| 2025Q4 | $72.4M | 4,266 |
| 2024Q4 | $69.5M | 4,188 |
| 2023Q4 | $70.0M | 4,160 |
Credit Union Details
- Charter Number
- 1969
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Danville
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Education Personnel runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Education Personnel Federal Credit Union (Main Office) | Danville, IL |
| Education Personnel Federal Credit Union | Danville, IL |
| CU Interface | Richfield, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Cross-state Call Report peers for Education Personnel
Similar total assets
Similar health score
Using this data
- Education Personnel ranks #2,282 of 4,374 nationally on financial health and #103 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- REDBRAND is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with REDBRAND
Frequently Asked Questions
Is Education Personnel financially healthy?
Education Personnel has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,282 of 4,374 nationally on health and #103 of 192 in Illinois. Its net worth ratio is 11.96% and its delinquency rate 1.16%.
How does Education Personnel compare to other credit unions?
Education Personnel scores 83/100, higher than 46% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (47.66% vs 62.60%).
How can I join Education Personnel?
Education Personnel operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Education Personnel directly for the exact boundaries and application steps.
Is my money safe at Education Personnel?
Education Personnel is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Education Personnel's net worth ratio of 11.96% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.