State credit union · Galesburg, Illinois · NCUA charter #65712
Galesburg Burlington
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $54.1M
- Total assets
- 3,305
- Members
- 28.6%
- Net-worth ratio
Galesburg Burlington scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $54.1M; members 3,305; net-worth ratio 28.60%; health rank #713 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#713 of 4,374 health · 2025Q4Galesburg Burlington · health 92/100 · $54.1M · 2025Q4
- CAMELS 92/100
- HEALTH 28.6%
- NW 0.22%
- DELQ 0.95%
- ROA $54.1M
- ASSETS 3,305
- MEM #713/4,374
- RANK Van Cortlandt Cooperative
- PHOTO 65712
Call Report peers
Galesburg Burlington in the assets neighbourhood
Galesburg Burlington's $54.1M assets sit next to Van Cortlandt Cooperative ($54.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Galesburg Burlington vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Galesburg Burlington - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #65712: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Galesburg Burlington diverges from peer averages
- Net Worth Ratio leads the peer set - 28.60% here, 13.62% peer average (+14.98 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Galesburg Burlington
- In Illinois, health place is #27 of 192 on the same NCUA-ratio sort used nationally.
- Assets rank #71 of 192 inside Illinois ($54.1M reported).
- Illinois membership ordinal: #82 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Galesburg Burlington's 5300 filing moved
Galesburg Burlington: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.4% from $54.1M (2025Q4) to $56.0M (2026Q1).
- Net-worth ratio shifted -0.39 pp (28.99% → 28.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
28.60% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 92/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 92.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 14.3 pts
Call Report ratios for Galesburg Burlington
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 28.60% | +14.98 pp |
| Delinquency Rate | 0.22% | -0.75 pp |
| Return on Assets | 0.95% | +0.29 pp |
| Member Growth | -0.72% | - |
| Loan-to-Share Ratio | 66.33% | +3.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Galesburg Burlington filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.0M | - |
| 2025Q4 | $54.1M | 3,305 |
| 2024Q4 | $50.4M | 3,329 |
| 2023Q4 | $49.1M | 3,321 |
Credit Union Details
- Charter Number
- 65712
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Galesburg
- Data Quarter
- 2025Q4
Branch Location
Galesburg Burlington operates a single office in Galesburg, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Galesburg Burlington Credit Union (Main Office) | Galesburg, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Galesburg Burlington nationwide neighbourhoods
Cross-state asset and health neighbours for Galesburg Burlington - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($54.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (92/100 here).
Using this data
- Galesburg Burlington ranks #713 of 4,374 nationally on financial health and #27 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FIELDSTONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FIELDSTONE
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Galesburg Burlington financially healthy?
Yes/no aside, the number is 92/100 (Excellent) - Galesburg Burlington's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #713 of 4,374; by total assets it ranks #2,343 of 4,374 nationally (same basis as /rankings/largest); and #71 of 192 within Illinois. Above 80 reads excellent, below 50 warrants closer monitoring; a 28.60% net worth ratio and 0.22% delinquency rate are the key drivers.
How does Galesburg Burlington compare to other credit unions?
Five weighted metrics from NCUA filings produce Galesburg Burlington's 92/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Galesburg Burlington?
Membership eligibility for Galesburg Burlington depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Galesburg Burlington directly for current membership requirements and application steps.
Is my money safe at Galesburg Burlington?
Federal credit unions like Galesburg Burlington are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Galesburg Burlington's net worth ratio of 28.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Galesburg Burlington offer compared to banks?
Credit unions like Galesburg Burlington are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Galesburg Burlington directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.