State credit union · Peoria, Illinois · NCUA charter #65905
Peoria Bell
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $5.9M
- Total assets
- 615
- Members
- 43.0%
- Net-worth ratio
Peoria Bell scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.9M; members 615; net-worth ratio 43.00%; health rank #1,736 of 4,374; healthier than 57th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,736 of 4,374 health · 2025Q4Peoria Bell · health 86/100 · $5.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Peoria Bell vs every NCUA-scored credit union
Peoria Bell sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Peoria Bell diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 98.38% vs peer 63.60% (+34.78 pp).
- Return on Assets trails the peer set - 0.42% here, 0.45% peer average (-0.03 pp).
Illinois standing for Peoria Bell
- Health composite ranks #72 of 192 among scored Illinois credit unions.
- Illinois assets place: #137 of 192.
- Illinois membership ordinal: #149 of 192.
- One place up in Illinois, Elite Community (#71) scores 87/100, 1 point higher; one place down, Springfield City Employees (#73) ties at 86/100.
How Peoria Bell's 5300 filing moved
Peoria Bell: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $5.9M (2025Q4) to $6.0M (2026Q1).
- Net-worth ratio shifted -0.33 pp (43.33% → 43.00%).
This credit union's 43.00% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Peoria Bell gives up 14 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.9 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 11.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 43.00% | +23.94 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.42% | -0.03 pp |
| Member Growth | -1.76% | - |
| Loan-to-Share Ratio | 98.38% | +34.78 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Peoria Bell
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.0M | - |
| 2025Q4 | $5.9M | 615 |
| 2024Q4 | $6.0M | 626 |
| 2023Q4 | $6.3M | 638 |
Credit Union Details
- Charter Number
- 65905
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Peoria
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Peoria Bell.
| Office | City |
|---|---|
| Peoria Bell Credit Union (Main Office) | Peoria, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Other-state peers near Peoria Bell
Using this data
- Peoria Bell ranks #1,736 of 4,374 nationally on financial health and #72 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- For Members Only is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with For Members Only
Frequently Asked Questions
Is Peoria Bell financially healthy?
Peoria Bell has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,736 of 4,374 nationally on health and #72 of 192 in Illinois. Its net worth ratio is 43.00% and its delinquency rate 0.00%.
How does Peoria Bell compare to other credit unions?
Peoria Bell scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (98.38% vs 63.60%). Its widest shortfall is return on assets (0.42% vs 0.45%).
How can I join Peoria Bell?
Membership eligibility for Peoria Bell depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Peoria Bell directly for current membership requirements and application steps.
Is my money safe at Peoria Bell?
Peoria Bell is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peoria Bell's net worth ratio of 43.00% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.