State credit union · Peoria, Illinois · NCUA charter #65905
Peoria Bell
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $5.9M
- Total assets
- 615
- Members
- 43.0%
- Net-worth ratio
Peoria Bell scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.9M; members 615; net-worth ratio 43.00%; health rank #1,736 of 4,374; healthier than 57th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,736 of 4,374 health · 2025Q4Peoria Bell · health 86/100 · $5.9M · 2025Q4
- PHOTO 86/100
- BOOK 43.0%
- CHARTER 0.00%
- NCUSIF 0.42%
- CAMELS $5.9M
- HEALTH 615
- NW #1,736/4,374
- DELQ n/a
- ROA 65905
Call Report peers
Peoria Bell carries $5.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Peoria Bell vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peoria Bell - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #65905: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Peoria Bell diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 98.38% vs peer 63.60% (+34.78 pp).
- Return on Assets trails the peer set - 0.42% here, 0.45% peer average (-0.03 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Illinois standing for Peoria Bell
- Health composite ranks #72 of 192 among scored Illinois credit unions.
- Illinois assets place: #137 of 192.
- Illinois membership ordinal: #149 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Peoria Bell's 5300 filing moved
Peoria Bell: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $5.9M (2025Q4) to $6.0M (2026Q1).
- Net-worth ratio shifted -0.33 pp (43.33% → 43.00%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 43.00% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.9 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 11.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 43.00% | +23.94 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.42% | -0.03 pp |
| Member Growth | -1.76% | - |
| Loan-to-Share Ratio | 98.38% | +34.78 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Peoria Bell
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.0M | - |
| 2025Q4 | $5.9M | 615 |
| 2024Q4 | $6.0M | 626 |
| 2023Q4 | $6.3M | 638 |
Credit Union Details
- Charter Number
- 65905
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Peoria
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Peoria Bell.
| Office | City |
|---|---|
| Peoria Bell Credit Union (Main Office) | Peoria, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Other-state peers near Peoria Bell
Cross-state asset and health neighbours for Peoria Bell - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Peoria Bell ranks #1,736 of 4,374 nationally on financial health and #72 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- For Members Only is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with For Members Only
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Peoria Bell financially healthy?
Peoria Bell scores 86/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,736 of 4,374; by total assets it ranks #3,796 of 4,374 nationally (same basis as /rankings/largest); and #137 of 192 within Illinois. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 43.00% net worth ratio and a 0.00% delinquency rate.
How does Peoria Bell compare to other credit unions?
Peoria Bell scores 86/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Peoria Bell?
Membership eligibility for Peoria Bell depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Peoria Bell directly for current membership requirements and application steps.
Is my money safe at Peoria Bell?
Federal credit unions like Peoria Bell are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peoria Bell's net worth ratio of 43.00% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Peoria Bell offer compared to banks?
Credit unions like Peoria Bell are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Peoria Bell directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.