State credit union · Chicago, Illinois · NCUA charter #61209
Chicago Firefighter's
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $85.1M
- Total assets
- 6,402
- Members
- 14.1%
- Net-worth ratio
Chicago Firefighter's scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $85.1M; members 6,402; net-worth ratio 14.08%; health rank #86 of 4,374; healthier than 97th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#86 of 4,374 health · 2025Q4Chicago Firefighter's · health 98/100 · $85.1M · 2025Q4
- MEM 98/100
- RANK 14.1%
- PHOTO 0.14%
- BOOK 1.18%
- CHARTER $85.1M
- NCUSIF 6,402
- CAMELS #86/4,374
- HEALTH MULTI-STATES
- NW 61209
Call Report peers
Chicago Firefighter's in the assets neighbourhood
Chicago Firefighter's's $85.1M assets sit next to MULTI-STATES ($85.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Chicago Firefighter's vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Chicago Firefighter's - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #61209: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Chicago Firefighter's diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 78.24% here, 62.60% peer average (+15.64 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Chicago Firefighter's in Illinois
- In Illinois, health place is #3 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #57 of 192.
- Illinois membership ordinal: #57 of 192.
In-state ordinals use the live credit_unions table for IL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Chicago Firefighter's: 2025Q4 → 2026Q1
Chicago Firefighter's: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +6.5% from $85.1M (2025Q4) to $90.7M (2026Q1).
- Net-worth ratio shifted -0.61 pp (14.69% → 14.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 98/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 98.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.08% | +0.46 pp |
| Delinquency Rate | 0.14% | -0.83 pp |
| Return on Assets | 1.18% | +0.52 pp |
| Member Growth | 3.32% | - |
| Loan-to-Share Ratio | 78.24% | +15.64 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - Chicago Firefighter's
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $90.7M | - |
| 2025Q4 | $85.1M | 6,402 |
| 2024Q4 | $77.5M | 6,196 |
| 2023Q4 | $74.4M | 6,037 |
Credit Union Details
- Charter Number
- 61209
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Chicago Firefighter's operates a single office in Chicago, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Chicago Firefighters CU (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Chicago Firefighter's - kept outside Illinois; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($85.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (98/100 here).
Using this data
- Chicago Firefighter's ranks #86 of 4,374 nationally on financial health and #3 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The Credit Union for All is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The Credit Union for All
- Rates and health both vary by institution, not just by state -- see how Illinois credit unions compare overall before assuming this one is typical. Illinois state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Chicago Firefighter's financially healthy?
Yes/no aside, the number is 98/100 (Excellent) - Chicago Firefighter's's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #86 of 4,374; by total assets it ranks #1,966 of 4,374 nationally (same basis as /rankings/largest); and #57 of 192 within Illinois. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.08% net worth ratio and 0.14% delinquency rate are the key drivers.
How does Chicago Firefighter's compare to other credit unions?
98/100 is Chicago Firefighter's's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Chicago Firefighter's?
Membership eligibility for Chicago Firefighter's depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Chicago Firefighter's directly for current membership requirements and application steps.
Is my money safe at Chicago Firefighter's?
Federal credit unions like Chicago Firefighter's are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Chicago Firefighter's's net worth ratio of 14.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Chicago Firefighter's offer compared to banks?
Credit unions like Chicago Firefighter's are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Chicago Firefighter's directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.