State credit union · Chicago, Illinois · NCUA charter #61209
Chicago Firefighter's
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $85.1M
- Total assets
- 6,402
- Members
- 14.1%
- Net-worth ratio
Chicago Firefighter's scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $85.1M; members 6,402; net-worth ratio 14.08%; health rank #86 of 4,374; healthier than 97th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#86 of 4,374 health · 2025Q4Chicago Firefighter's · health 98/100 · $85.1M · 2025Q4
Call Report peers
Chicago Firefighter's in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Chicago Firefighter's vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Chicago Firefighter's sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Chicago Firefighter's diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 78.24% here, 62.60% peer average (+15.64 pp).
Chicago Firefighter's in Illinois
- In Illinois, health place is #3 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #57 of 192.
- Illinois membership ordinal: #57 of 192.
- One place up in Illinois, HEARTLAND (#2) scores 99/100, 1 point higher; one place down, Select Employees (#4) ties at 98/100.
Chicago Firefighter's: 2025Q4 → 2026Q1
Chicago Firefighter's: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.5% from $85.1M (2025Q4) to $90.7M (2026Q1).
- Net-worth ratio shifted -0.61 pp (14.69% → 14.08%).
14.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 98/100 score is built
Chicago Firefighter's gives up 2 points in total. Member Growth costs the most, 2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.08% | +0.46 pp |
| Delinquency Rate | 0.14% | -0.83 pp |
| Return on Assets | 1.18% | +0.52 pp |
| Member Growth | 3.32% | - |
| Loan-to-Share Ratio | 78.24% | +15.64 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Chicago Firefighter's
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $90.7M | - |
| 2025Q4 | $85.1M | 6,402 |
| 2024Q4 | $77.5M | 6,196 |
| 2023Q4 | $74.4M | 6,037 |
Credit Union Details
- Charter Number
- 61209
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Chicago Firefighter's operates a single office in Chicago, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Chicago Firefighters CU (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Chicago Firefighter's ranks #86 of 4,374 nationally on financial health and #3 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The Credit Union for All is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The Credit Union for All
Frequently Asked Questions
Is Chicago Firefighter's financially healthy?
Chicago Firefighter's has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #86 of 4,374 nationally on health and #3 of 192 in Illinois. Its net worth ratio is 14.08% and its delinquency rate 0.14%.
How does Chicago Firefighter's compare to other credit unions?
Chicago Firefighter's scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (78.24% vs 62.60%).
How can I join Chicago Firefighter's?
Membership eligibility for Chicago Firefighter's depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Chicago Firefighter's directly for current membership requirements and application steps.
Is my money safe at Chicago Firefighter's?
Chicago Firefighter's is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Chicago Firefighter's's net worth ratio of 14.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.