Federal credit union · BROADVIEW, Illinois · NCUA charter #97097
ACCESS
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $58.6M
- Total assets
- 4,853
- Members
- 13.7%
- Net-worth ratio
ACCESS scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $58.6M; members 4,853; net-worth ratio 13.67%; health rank #2,719 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,719 of 4,374 health · 2025Q4ACCESS · health 80/100 · $58.6M · 2025Q4
Call Report peers
ACCESS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ACCESS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ACCESS sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where ACCESS diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 13.67% vs peer 13.62% (+0.05 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -0.97 pp (61.63% vs 62.60%).
Illinois standing for ACCESS
- Health composite ranks #122 of 192 among scored Illinois credit unions.
- Assets rank #67 of 192 inside Illinois ($58.6M reported).
- Illinois membership ordinal: #66 of 192.
- One place up in Illinois, GENERATIONS (#121) ties at 80/100; one place down, PLANITES (#123) ties at 80/100.
ACCESS: 2025Q4 → 2026Q1
ACCESS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $58.6M (2025Q4) to $58.6M (2026Q1).
- Net-worth ratio shifted +0.03 pp (13.64% → 13.67%).
This credit union's 13.67% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
ACCESS gives up 20 points in total. Member Growth costs the most, 10.8 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 12.3 pts
- Member Growth 4.2 pts
- Loan-to-Share Ratio 12.9 pts
ACCESS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.67% | +0.05 pp |
| Delinquency Rate | 0.94% | -0.02 pp |
| Return on Assets | 0.32% | -0.34 pp |
| Member Growth | -2.67% | - |
| Loan-to-Share Ratio | 61.63% | -0.97 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - ACCESS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $58.6M | - |
| 2025Q4 | $58.6M | 4,853 |
| 2024Q4 | $57.4M | 4,986 |
| 2023Q4 | $59.0M | 5,090 |
Credit Union Details
- Charter Number
- 97097
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Illinois
- City
- BROADVIEW
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for ACCESS.
| Office | City |
|---|---|
| Broadview Main Office / Branch (Main Office) | Broadview, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
ACCESS nationwide neighbourhoods
Using this data
- ACCESS ranks #2,719 of 4,374 nationally on financial health and #122 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Century is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Century
Frequently Asked Questions
Is ACCESS financially healthy?
On its 2025Q4 NCUA 5300 filing, ACCESS scores 80/100 (Excellent), with a 13.67% net worth ratio and 0.94% of loans delinquent. It ranks #2,719 of 4,374 nationally on health and #122 of 192 in Illinois.
How does ACCESS compare to other credit unions?
ACCESS scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (13.67% vs 13.62%). Its widest shortfall is loan-to-share ratio (61.63% vs 62.60%).
How can I join ACCESS?
Membership eligibility for ACCESS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ACCESS directly for current membership requirements and application steps.
Is my money safe at ACCESS?
ACCESS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ACCESS's net worth ratio of 13.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.