State credit union · Springfield, Illinois · NCUA charter #60545
Financial Partners
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $12.2M
- Total assets
- 1,176
- Members
- 7.4%
- Net-worth ratio
Financial Partners scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.2M; members 1,176; net-worth ratio 7.45%; health rank #4,147 of 4,374; healthier than 5th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,147 of 4,374 health · 2025Q4Financial Partners · health 57/100 · $12.2M · 2025Q4
Call Report peers
Financial Partners in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Financial Partners vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Financial Partners sits in 55-59 with 115 others.
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Financial Partners vs $10M–$50M peers
- Loan-to-Share Ratio trails the peer set - 43.15% here, 59.80% peer average (-16.65 pp).
Where Financial Partners sits in Illinois
- Illinois health ordinal: #183 of 192.
- By total assets, Financial Partners is #116 of 192 in Illinois.
- Illinois membership ordinal: #124 of 192.
- One place up in Illinois, Fox Valley (#182) scores 58/100, 1 point higher; one place down, Cta-74th Street Depot (#184) scores 55/100, 2 points lower.
Financial Partners: 2025Q4 → 2026Q1
Financial Partners: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $12.2M (2025Q4) to $12.2M (2026Q1).
- Net-worth ratio shifted +0.11 pp (7.34% → 7.45%).
This credit union's 7.45% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 57/100 score is built
Financial Partners gives up 43 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio loses the least, 5.1.
- Net Worth Ratio 23.6 pts
- Delinquency Rate 14.8 pts
- Return on Assets 8.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.3 pts
Financial Partners vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.45% | -7.41 pp |
| Delinquency Rate | 1.70% | +0.55 pp |
| Return on Assets | 0.08% | -0.62 pp |
| Member Growth | -5.54% | - |
| Loan-to-Share Ratio | 43.15% | -16.65 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Financial Partners quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.2M | - |
| 2025Q4 | $12.2M | 1,176 |
| 2024Q4 | $10.7M | 1,245 |
| 2023Q4 | $11.0M | 1,289 |
Credit Union Details
- Charter Number
- 60545
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Springfield
- Data Quarter
- 2025Q4
Branch Location
Financial Partners operates a single office in Springfield, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Springfield, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Other-state peers near Financial Partners
Using this data
- Financial Partners ranks #4,147 of 4,374 nationally on financial health and #183 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Anco Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Anco Community
Frequently Asked Questions
Is Financial Partners financially healthy?
Financial Partners has a financial health score of 57/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,147 of 4,374 nationally on health and #183 of 192 in Illinois. Its net worth ratio is 7.45% and its delinquency rate 1.70%.
How does Financial Partners compare to other credit unions?
Financial Partners scores 57/100, higher than 5% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (43.15% vs 59.80%).
How can I join Financial Partners?
Membership eligibility for Financial Partners depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Financial Partners directly for current membership requirements and application steps.
Is my money safe at Financial Partners?
Financial Partners is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Financial Partners's net worth ratio of 7.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.