State credit union · MOLINE, Illinois · NCUA charter #60855
Kone Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $21.4M
- Total assets
- 1,716
- Members
- 16.6%
- Net-worth ratio
Kone Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.4M; members 1,716; net-worth ratio 16.57%; health rank #1,911 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,911 of 4,374 health · 2025Q4Kone Employees · health 85/100 · $21.4M · 2025Q4
Call Report peers
Kone Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kone Employees vs every NCUA-scored credit union
Kone Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Kone Employees diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 16.57% vs peer 14.86% (+1.71 pp).
- Largest lag: Loan-to-Share Ratio at 58.22% vs peer 59.80% (-1.58 pp).
Illinois standing for Kone Employees
- In Illinois, health place is #82 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #102 of 192.
- Member book place in Illinois: #109 of 192.
- One place up in Illinois, Molex Employees (#81) ties at 85/100; one place down, Paris Hi-Way (#83) ties at 85/100.
Kone Employees Call Report trajectory
Kone Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $21.4M (2025Q4) to $21.5M (2026Q1).
- Net-worth ratio shifted +0.55 pp (16.02% → 16.57%).
This credit union's 16.57% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Kone Employees gives up 15 points in total. Member Growth costs the most, 8.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.6 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 12.7 pts
Kone Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.57% | +1.71 pp |
| Delinquency Rate | 0.19% | -0.96 pp |
| Return on Assets | 0.21% | -0.50 pp |
| Member Growth | -1.27% | - |
| Loan-to-Share Ratio | 58.22% | -1.58 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Kone Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.5M | - |
| 2025Q4 | $21.4M | 1,716 |
| 2024Q4 | $19.2M | 1,738 |
| 2023Q4 | $20.0M | 1,792 |
Credit Union Details
- Charter Number
- 60855
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- MOLINE
- Data Quarter
- 2025Q4
Branch Location
Kone Employees operates a single office in Moline, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| KONE ECU (Main Office) | Moline, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Other-state peers near Kone Employees
Similar total assets
Using this data
- Kone Employees ranks #1,911 of 4,374 nationally on financial health and #82 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Bloomington Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Bloomington Postal Employees
Frequently Asked Questions
Is Kone Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Kone Employees scores 85/100 (Excellent), with a 16.57% net worth ratio and 0.19% of loans delinquent. It ranks #1,911 of 4,374 nationally on health and #82 of 192 in Illinois.
How does Kone Employees compare to other credit unions?
Kone Employees scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.57% vs 14.86%). Its widest shortfall is loan-to-share ratio (58.22% vs 59.80%).
How can I join Kone Employees?
Membership eligibility for Kone Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kone Employees directly for current membership requirements and application steps.
Is my money safe at Kone Employees?
Kone Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kone Employees's net worth ratio of 16.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.