State credit union · Chicago, Illinois · NCUA charter #61560

Chicago's Bravest

Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

94
Health / 100
$10.5M
Total assets
1,251
Members
20.9%
Net-worth ratio

Chicago's Bravest scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.5M; members 1,251; net-worth ratio 20.95%; health rank #444 of 4,374; healthier than 87th of scored peers.

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NCUA 5300 Call Report Masthead

#444 of 4,374 health · 2025Q4

Chicago's Bravest · health 94/100 · $10.5M · 2025Q4

Chicago's Bravest in the assets neighbourhood

The Catholic$10.6M1st Bergen$10.6MMount Olive Baptist Church$10.5MARBUCKLE$10.5MChicago's Bravest (this)$10.5MFairleigh Dickinson UniversityFairleigh Dickinson Universi…$10.5M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Chicago's Bravest vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Chicago's Bravest sits in 90-94 with 747 others.

94 Top 13% higher than 87% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Chicago's Bravest: Call Report deltas vs peers

  • Largest favorable gap: Loan-to-Share Ratio at 80.80% vs peer 59.80% (+21.00 pp).

Chicago's Bravest: in-state Call Report ranks

  • Health composite ranks #16 of 192 among scored Illinois credit unions.
  • Illinois assets place: #122 of 192.
  • Member book place in Illinois: #121 of 192.
  • One place up in Illinois, Illinois State (#15) scores 95/100, 1 point higher; one place down, River to River (#17) ties at 94/100.

Chicago's Bravest: 2025Q4 → 2026Q1

Chicago's Bravest: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

10,000,00010,200,00010,400,00010,600,000 2023Q42024Q42025Q42026Q1 10,109,329 10,551,613 ▲ +4.4%
  • Assets moved +0.4% from $10.5M (2025Q4) to $10.6M (2026Q1).
  • Net-worth ratio shifted +0.15 pp (20.80% → 20.95%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

20.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 94/100 score is built

Chicago's Bravest gives up 6 points in total. Delinquency Rate costs the most, 4.7 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 20.3 pts
  • Return on Assets 15.0 pts
  • Member Growth 13.9 pts
  • Loan-to-Share Ratio 14.8 pts

Chicago's Bravest vs peer ratios

Metric Value vs peer
Net Worth Ratio 20.95% +6.09 pp
Delinquency Rate 0.97% -0.18 pp
Return on Assets 1.41% +0.71 pp
Member Growth 4.08% -
Loan-to-Share Ratio 80.80% +21.00 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Call Report history - Chicago's Bravest

Quarter Assets Members
2026Q1 $10.6M -
2025Q4 $10.5M 1,251
2024Q4 $10.3M 1,202
2023Q4 $10.1M 1,142

Credit Union Details

Charter Number
61560
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Illinois
City
Chicago
Data Quarter
2025Q4

Branch Locations (2)

Chicago's Bravest operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.

Office City
Chicago's Bravest Credit Union (Main Office) Chicago, IL
Bradford Scott Data Corporation Indianapolis, IN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Illinois

More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.

Compare Chicago's Bravest vs KANKAKEE FEDERATION OF TEACHERS

Other-state peers near Chicago's Bravest

Using this data

  • Chicago's Bravest ranks #444 of 4,374 nationally on financial health and #16 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Kankakee Federation of Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kankakee Federation of Teachers

Frequently Asked Questions

Is Chicago's Bravest financially healthy?

On its 2025Q4 NCUA 5300 filing, Chicago's Bravest scores 94/100 (Excellent), with a 20.95% net worth ratio and 0.97% of loans delinquent. It ranks #444 of 4,374 nationally on health and #16 of 192 in Illinois.

How does Chicago's Bravest compare to other credit unions?

Chicago's Bravest scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (80.80% vs 59.80%).

How can I join Chicago's Bravest?

Membership eligibility for Chicago's Bravest depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Chicago's Bravest directly for current membership requirements and application steps.

Is my money safe at Chicago's Bravest?

Chicago's Bravest is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Chicago's Bravest's net worth ratio of 20.95% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Chicago's Bravest. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.