State credit union · Peoria, Illinois · NCUA charter #60863
Peoria Postal Employees
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $13.6M
- Total assets
- 1,179
- Members
- 19.5%
- Net-worth ratio
Peoria Postal Employees scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.6M; members 1,179; net-worth ratio 19.50%; health rank #3,697 of 4,374; healthier than 15th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,697 of 4,374 health · 2025Q4Peoria Postal Employees · health 68/100 · $13.6M · 2025Q4
Call Report peers
Peoria Postal Employees in the assets neighbourhood
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Peoria Postal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Peoria Postal Employees sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Peoria Postal Employees
- Net Worth Ratio leads the peer set - 19.50% here, 14.86% peer average (+4.64 pp).
- Largest lag: Delinquency Rate at 2.87% vs peer 1.15% (+1.73 pp).
Illinois standing for Peoria Postal Employees
- Health composite ranks #165 of 192 among scored Illinois credit unions.
- Assets rank #113 of 192 inside Illinois ($13.6M reported).
- Membership ranks #123 of 192 among Illinois CUs with a reported count (1,179 members).
- One place up in Illinois, Aurora Postal Employees (#164) ties at 68/100; one place down, M.W.P.H. Grand Lodge of Illinois (#166) ties at 68/100.
How Peoria Postal Employees's 5300 filing moved
Peoria Postal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $13.6M (2025Q4) to $14.0M (2026Q1).
- Net-worth ratio shifted -0.30 pp (19.80% → 19.50%).
At 19.50%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
Peoria Postal Employees gives up 32 points in total. Delinquency Rate costs the most, 17.9 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 7.1 pts
- Return on Assets 11.7 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 12.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.50% | +4.64 pp |
| Delinquency Rate | 2.87% | +1.73 pp |
| Return on Assets | 0.28% | -0.43 pp |
| Member Growth | -1.01% | - |
| Loan-to-Share Ratio | 58.38% | -1.42 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.0M | - |
| 2025Q4 | $13.6M | 1,179 |
| 2024Q4 | $12.8M | 1,191 |
| 2023Q4 | $12.3M | 1,194 |
Credit Union Details
- Charter Number
- 60863
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Peoria
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Peoria Postal Employees runs 3 offices.
| Office | City |
|---|---|
| Peoria Postal Employees Credit Union (Main Office) | Peoria, IL |
| Commerce Bank | Peoria, IL |
| Gale Credit Union | Peoria, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Peoria Postal Employees nationwide neighbourhoods
Similar total assets
Using this data
- Peoria Postal Employees ranks #3,697 of 4,374 nationally on financial health and #165 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BLAW-KNOX is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BLAW-KNOX
Frequently Asked Questions
Is Peoria Postal Employees financially healthy?
Peoria Postal Employees has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,697 of 4,374 nationally on health and #165 of 192 in Illinois. Its net worth ratio is 19.50% and its delinquency rate 2.87%.
How does Peoria Postal Employees compare to other credit unions?
Peoria Postal Employees scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (19.50% vs 14.86%). Its widest shortfall is delinquency rate (2.87% vs 1.15%).
How can I join Peoria Postal Employees?
Membership eligibility for Peoria Postal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Peoria Postal Employees directly for current membership requirements and application steps.
Is my money safe at Peoria Postal Employees?
Peoria Postal Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peoria Postal Employees's net worth ratio of 19.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.