State credit union · Peoria, Illinois · NCUA charter #60190
Peoria Fire Fighters
Health score 92/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $4.6M
- Total assets
- 344
- Members
- 26.0%
- Net-worth ratio
Peoria Fire Fighters - Share Insurance Coverage
Charter #60190's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peoria Fire Fighters - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)100
- Asset quality (delinquency)100
- Earnings (ROA)100
- Member growth81
- Liquidity (loan-to-share)68
Weighted composite: 92/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
This credit union's 25.96% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 25.96% | 30% |
| Delinquency Rate | 0.00% | 25% |
| Return on Assets | 0.87% | 15% |
| Member Growth | 2.69% | 15% |
| Loan-to-Share Ratio | 100.77% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $4.6M | 344 |
| 2024Q4 | $4.6M | 335 |
| 2023Q4 | $4.6M | 335 |
Credit Union Details
- Charter Number
- 60190
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Illinois
- City
- Peoria
- Data Quarter
- 2025Q4
What This Data Says About Peoria Fire Fighters
Charter #60190, peer group $2M–$10M, a cohort of 566 similarly-sized institutions: that's Peoria Fire Fighters, a state credit union in Peoria, Illinois with 344 members, $4.6M in total assets, and $3.3M in outstanding loans as of Q4 2025. The five-factor composite scores it 92/100 (Excellent), helped by a net worth ratio of 25.96% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules.
0.00% of the loan book sits 60+ days past due, the headline loan-quality read - the peer group average for $2M–$10M credit unions sits at 1.809%, so this institution is running tighter than peers. Deposit deployment is captured by the 100.77% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.87% on net income of $39K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 2.69%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Other); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
- OAK LAWN MUNICIPAL EMPLOYEESOAK LAWN, IL · $2M–$10M93Health
- NORMAL CITY EMPLOYEESNormal, IL · $2M–$10M93Health
- CHICAGO AVENUE GARAGEChicago, IL · $2M–$10M63Health
- NORTHSIDE LBroadview, IL · $2M–$10M42Health
- URBANA MUNICIPAL EMPLOYEESUrbana, IL · $2M–$10M88Health
Compare Peoria Fire Fighters vs OAK LAWN MUNICIPAL EMPLOYEES
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Peoria Fire Fighters financially healthy?
Peoria Fire Fighters has a financial health score of 92/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 25.96% and delinquency rate of 0.00%.
How does Peoria Fire Fighters compare to other credit unions?
Five weighted metrics from NCUA filings produce Peoria Fire Fighters's 92/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Peoria Fire Fighters?
Membership eligibility for Peoria Fire Fighters depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Peoria Fire Fighters directly for current membership requirements and application steps.
Is my money safe at Peoria Fire Fighters?
Federal credit unions like Peoria Fire Fighters are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Peoria Fire Fighters's net worth ratio of 25.96% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Peoria Fire Fighters offer compared to banks?
Credit unions like Peoria Fire Fighters are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Peoria Fire Fighters directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.