Federal credit union · Des Plaines, Illinois · NCUA charter #17752
Northwest Municipal
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $39.7M
- Total assets
- 1,778
- Members
- 13.8%
- Net-worth ratio
Northwest Municipal scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.7M; members 1,778; net-worth ratio 13.82%; health rank #919 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#919 of 4,374 health · 2025Q4Northwest Municipal · health 91/100 · $39.7M · 2025Q4
Call Report peers
Northwest Municipal in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwest Municipal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northwest Municipal sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Northwest Municipal diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.20% vs peer 1.15% (-0.94 pp).
- Largest lag: Loan-to-Share Ratio at 51.35% vs peer 59.80% (-8.45 pp).
Northwest Municipal in Illinois
- Illinois health ordinal: #36 of 192.
- Illinois assets place: #78 of 192.
- Member book place in Illinois: #108 of 192.
- One place up in Illinois, EARTHMOVER (#35) ties at 91/100; one place down, Peoria Hiway (#37) ties at 91/100.
How Northwest Municipal's 5300 filing moved
Northwest Municipal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $39.7M (2025Q4) to $40.2M (2026Q1).
- Net-worth ratio shifted +0.02 pp (13.80% → 13.82%).
13.82% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Northwest Municipal gives up 9 points in total. Member Growth costs the most, 4.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 10.9 pts
Call Report ratios for Northwest Municipal
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.82% | -1.04 pp |
| Delinquency Rate | 0.20% | -0.94 pp |
| Return on Assets | 1.49% | +0.78 pp |
| Member Growth | 0.91% | - |
| Loan-to-Share Ratio | 51.35% | -8.45 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.2M | - |
| 2025Q4 | $39.7M | 1,778 |
| 2024Q4 | $37.9M | 1,762 |
| 2023Q4 | $38.4M | 1,757 |
Credit Union Details
- Charter Number
- 17752
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Illinois
- City
- Des Plaines
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Northwest Municipal.
| Office | City |
|---|---|
| Main Office (Main Office) | Des Plaines, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
Cross-state Call Report peers for Northwest Municipal
Using this data
- Northwest Municipal ranks #919 of 4,374 nationally on financial health and #36 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Blackhawk Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Blackhawk Area
Frequently Asked Questions
Is Northwest Municipal financially healthy?
Northwest Municipal has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #919 of 4,374 nationally on health and #36 of 192 in Illinois. Its net worth ratio is 13.82% and its delinquency rate 0.20%.
How does Northwest Municipal compare to other credit unions?
Northwest Municipal scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.20% vs 1.15%). Its widest shortfall is loan-to-share ratio (51.35% vs 59.80%).
How can I join Northwest Municipal?
Northwest Municipal serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Northwest Municipal directly for the current list of qualifying groups.
Is my money safe at Northwest Municipal?
Northwest Municipal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwest Municipal's net worth ratio of 13.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.