Federal credit union · Springfield, Illinois · NCUA charter #17335
Illinois State Police
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $122.2M
- Total assets
- 6,119
- Members
- 10.0%
- Net-worth ratio
Illinois State Police scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $122.2M; members 6,119; net-worth ratio 10.04%; health rank #2,158 of 4,374; healthier than 50th of scored peers.
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NCUA 5300 Call Report Masthead
#2,158 of 4,374 health · 2025Q4Illinois State Police · health 84/100 · $122.2M · 2025Q4
Call Report peers
Illinois State Police in the assets neighbourhood
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Illinois State Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Illinois State Police sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Illinois State Police: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.84 pp (0.06% vs 0.89%).
- Loan-to-Share Ratio trails the peer set - 25.39% here, 72.20% peer average (-46.81 pp).
Illinois State Police: in-state Call Report ranks
- Health composite ranks #97 of 192 among scored Illinois credit unions.
- Illinois assets place: #48 of 192.
- Illinois membership ordinal: #58 of 192.
- One place up in Illinois, Service Plus (#96) ties at 84/100; one place down, DUPAGE (#98) ties at 84/100.
How Illinois State Police's 5300 filing moved
Illinois State Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.0% from $122.2M (2025Q4) to $127.1M (2026Q1).
- Net-worth ratio shifted -0.33 pp (10.37% → 10.04%).
This credit union's 10.04% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Illinois State Police gives up 16 points in total. Member Growth costs the most, 9.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 8.7 pts
Illinois State Police health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.04% | -2.07 pp |
| Delinquency Rate | 0.06% | -0.84 pp |
| Return on Assets | 1.06% | +0.43 pp |
| Member Growth | -2.05% | - |
| Loan-to-Share Ratio | 25.39% | -46.81 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $127.1M | - |
| 2025Q4 | $122.2M | 6,119 |
| 2024Q4 | $113.2M | 6,247 |
| 2023Q4 | $112.5M | 6,515 |
Credit Union Details
- Charter Number
- 17335
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- Springfield
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Illinois State Police runs one office.
| Office | City |
|---|---|
| ISPFCU (Main Office) | Springfield, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
- CENTRAL CREDIT UNION OF ILLINOISBellwood, IL · $100M–$500M85Health
- ILLINOIS EDUCATORSSpringfield, IL · $100M–$500M92Health
- LANDMARKDanville, IL · $100M–$500M79Health
- COMMONWEALTHBourbonnais, IL · $100M–$500M92Health
- A.A.E.C.Arlington Heigh, IL · $100M–$500M94Health
Compare Illinois State Police vs CENTRAL CREDIT UNION OF ILLINOIS
Other-state peers near Illinois State Police
Similar total assets
Similar health score
Using this data
- Illinois State Police ranks #2,158 of 4,374 nationally on financial health and #97 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Central Credit Union of Illinois is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Central Credit Union of Illinois
Frequently Asked Questions
Is Illinois State Police financially healthy?
Illinois State Police has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,158 of 4,374 nationally on health and #97 of 192 in Illinois. Its net worth ratio is 10.04% and its delinquency rate 0.06%.
How does Illinois State Police compare to other credit unions?
Illinois State Police scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.06% vs 0.89%). Its widest shortfall is loan-to-share ratio (25.39% vs 72.20%).
How can I join Illinois State Police?
Illinois State Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Illinois State Police directly to confirm current membership steps.
Is my money safe at Illinois State Police?
Illinois State Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Illinois State Police's net worth ratio of 10.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.