Federal credit union · CHICAGO, Illinois · NCUA charter #2876
National Police
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $589.5M
- Total assets
- 42,032
- Members
- 8.8%
- Net-worth ratio
National Police scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $589.5M; members 42,032; net-worth ratio 8.78%; health rank #2,346 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,346 of 4,374 health · 2025Q4National Police · health 83/100 · $589.5M · 2025Q4
Call Report peers
National Police in the assets neighbourhood
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National Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); National Police sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
National Police: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.76% here, 0.87% peer average (-0.11 pp).
- Largest lag: Loan-to-Share Ratio at 59.34% vs peer 83.90% (-24.56 pp).
Where National Police sits in Illinois
- Illinois health ordinal: #107 of 192.
- Assets rank #19 of 192 inside Illinois ($589.5M reported).
- Illinois membership ordinal: #20 of 192.
- One place up in Illinois, University of Illinois Community (#106) ties at 83/100; one place down, Mwrd Employees (#108) scores 82/100, 1 point lower.
Quarter path for National Police
National Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $589.5M (2025Q4) to $615.1M (2026Q1).
- Net-worth ratio shifted -0.23 pp (9.01% → 8.78%).
At 8.78%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
National Police gives up 17 points in total. Member Growth costs the most, 6.1 of its 15; Loan-to-Share Ratio loses the least, 2.4.
- Net Worth Ratio 27.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 12.0 pts
- Member Growth 8.9 pts
- Loan-to-Share Ratio 12.7 pts
National Police health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.78% | -2.40 pp |
| Delinquency Rate | 0.76% | -0.11 pp |
| Return on Assets | 0.30% | -0.21 pp |
| Member Growth | -0.03% | - |
| Loan-to-Share Ratio | 59.34% | -24.56 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
National Police quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $615.1M | - |
| 2025Q4 | $589.5M | 42,032 |
| 2024Q4 | $575.4M | 42,046 |
| 2023Q4 | $574.2M | 42,616 |
Credit Union Details
- Charter Number
- 2876
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Illinois
- City
- CHICAGO
- Data Quarter
- 2025Q4
Branch Locations (8)
The NCUA branch filing lists 8 physical offices for National Police, spread across 5 cities in 5 states.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Chicago, IL |
| Akron Office | Akron, OH |
| North Branch | Chicago, IL |
| Midway Branch | Chicago, IL |
| South Branch | Chicago, IL |
| Texas Office | Dallas, TX |
| Indiana Office | Merrillville, IN |
| St. Louis Office | Saint Louis, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
More federally-insured credit unions based in Illinois, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- National Police ranks #2,346 of 4,374 nationally on financial health and #107 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DUPAGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DUPAGE
Frequently Asked Questions
Is National Police financially healthy?
On its 2025Q4 NCUA 5300 filing, National Police scores 83/100 (Excellent), with a 8.78% net worth ratio and 0.76% of loans delinquent. It ranks #2,346 of 4,374 nationally on health and #107 of 192 in Illinois.
How does National Police compare to other credit unions?
National Police scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.76% vs 0.87%). Its widest shortfall is loan-to-share ratio (59.34% vs 83.90%).
How can I join National Police?
National Police serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact National Police directly for the current list of qualifying groups.
Is my money safe at National Police?
National Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. National Police's net worth ratio of 8.78% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.