State credit union · Chicago, Illinois · NCUA charter #60680
St. Gregory Parish
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $393K
- Total assets
- 120
- Members
- 22.9%
- Net-worth ratio
St. Gregory Parish scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $393K; members 120; net-worth ratio 22.93%; health rank #3,141 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,141 of 4,374 health · 2025Q4St. Gregory Parish · health 76/100 · $393K · 2025Q4
Call Report peers
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St. Gregory Parish vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); St. Gregory Parish sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for St. Gregory Parish
- Largest favorable gap: Delinquency Rate at 2.28% vs peer 4.48% (-2.20 pp).
- Largest lag: Loan-to-Share Ratio at 42.55% vs peer 52.70% (-10.15 pp).
St. Gregory Parish: in-state Call Report ranks
- In Illinois, health place is #141 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #182 of 192.
- Member book place in Illinois: #190 of 192.
- One place up in Illinois, St. Jude (#140) ties at 76/100; one place down, College and University (#142) ties at 76/100.
How St. Gregory Parish's 5300 filing moved
St. Gregory Parish: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +74.8% from $393K (2025Q4) to $687K (2026Q1).
- Net-worth ratio shifted +8.41 pp (14.52% → 22.93%).
22.93% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 76/100 score is built
St. Gregory Parish gives up 24 points in total. Delinquency Rate costs the most, 14.2 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.8 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 10.2 pts
St. Gregory Parish vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.93% | +0.00 pp |
| Delinquency Rate | 2.28% | -2.20 pp |
| Return on Assets | 1.51% | +1.28 pp |
| Member Growth | 0.84% | - |
| Loan-to-Share Ratio | 42.55% | -10.15 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
St. Gregory Parish quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $687K | - |
| 2025Q4 | $393K | 120 |
| 2024Q4 | $380K | 119 |
| 2023Q4 | $347K | 126 |
Credit Union Details
- Charter Number
- 60680
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Illinois
- City
- Chicago
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, St. Gregory Parish runs one office.
| Office | City |
|---|---|
| Physical Location Only Not Mailing Address (Main Office) | Chicago, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
A look at other Illinois credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for St. Gregory Parish
Similar health score
Using this data
- St. Gregory Parish ranks #3,141 of 4,374 nationally on financial health and #141 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SERVICES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SERVICES
Frequently Asked Questions
Is St. Gregory Parish financially healthy?
St. Gregory Parish has a financial health score of 76/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,141 of 4,374 nationally on health and #141 of 192 in Illinois. Its net worth ratio is 22.93% and its delinquency rate 2.28%.
How does St. Gregory Parish compare to other credit unions?
St. Gregory Parish scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (2.28% vs 4.48%). Its widest shortfall is loan-to-share ratio (42.55% vs 52.70%).
How can I join St. Gregory Parish?
Membership eligibility for St. Gregory Parish depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Gregory Parish directly for current membership requirements and application steps.
Is my money safe at St. Gregory Parish?
St. Gregory Parish is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Gregory Parish's net worth ratio of 22.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.