State credit union · Kankakee, Illinois · NCUA charter #60198

Kankakee Federation of Teachers

Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

79
Health / 100
$10.4M
Total assets
1,291
Members
12.1%
Net-worth ratio

Kankakee Federation of Teachers scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.4M; members 1,291; net-worth ratio 12.13%; health rank #2,862 of 4,374; healthier than 33rd of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#2,862 of 4,374 health · 2025Q4

Kankakee Federation · health 79/100 · $10.4M · 2025Q4

Kankakee Federation of Teachers in the assets neighbourhood

Texarkana Terminal Employees$10.4MIla 28$10.4MRichmond Heritage$10.4MKankakee Federation of Teachers (this)Kankakee Federation of Teach…$10.4MOPP-MICOLAS$10.4MVATAT$10.4M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Kankakee Federation of Teachers vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Kankakee Federation of Teachers sits in 75-79 with 502 others.

79 33rd percentile higher than 33% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where Kankakee Federation of Teachers diverges from peer averages

  • Loan-to-Share Ratio leads the peer set - 78.29% here, 59.80% peer average (+18.49 pp).
  • Net Worth Ratio trails the peer set - 12.13% here, 14.86% peer average (-2.73 pp).

Kankakee Federation of Teachers in Illinois

  • Health composite ranks #127 of 192 among scored Illinois credit unions.
  • By total assets, Kankakee Federation of Teachers is #123 of 192 in Illinois.
  • Illinois membership ordinal: #118 of 192.
  • One place up in Illinois, Northern Illinois (#126) ties at 79/100; one place down, Streator Community (#128) ties at 79/100.

Kankakee Federation of Teachers: 2025Q4 → 2026Q1

Kankakee Federation of Teachers: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

9,000,0009,500,00010,000,00010,500,00011,000,000 2023Q42024Q42025Q42026Q1 9,558,477 10,539,320 ▲ +10.3%
  • Assets moved +1.5% from $10.4M (2025Q4) to $10.5M (2026Q1).
  • Net-worth ratio shifted +0.09 pp (12.04% → 12.13%).
Net worth ratio vs. NCUA well-capitalized threshold 80.9%

12.13% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 79/100 score is built

Kankakee Federation of Teachers gives up 21 points in total. Member Growth costs the most, 8.9 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 17.9 pts
  • Return on Assets 10.5 pts
  • Member Growth 6.1 pts
  • Loan-to-Share Ratio 14.5 pts

Kankakee Federation health metrics

Metric Value vs peer
Net Worth Ratio 12.13% -2.73 pp
Delinquency Rate 1.28% +0.14 pp
Return on Assets 0.20% -0.51 pp
Member Growth -1.60% -
Loan-to-Share Ratio 78.29% +18.49 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Kankakee Federation of Teachers quarterly book

Quarter Assets Members
2026Q1 $10.5M -
2025Q4 $10.4M 1,291
2024Q4 $10.5M 1,312
2023Q4 $9.6M 1,312

Credit Union Details

Charter Number
60198
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Illinois
City
Kankakee
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, Kankakee Federation of Teachers runs one office.

Office City
Kankakee Federation of Teachers Credit Union (Main Office) Kankakee, IL

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Illinois

Other federally-insured credit unions in Illinois, closest first by peer group and asset size.

Compare Kankakee Federation of Teachers vs CHICAGO'S BRAVEST

Other-state peers near Kankakee Federation of Teachers

Using this data

  • Kankakee Federation of Teachers ranks #2,862 of 4,374 nationally on financial health and #127 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Chicago's Bravest is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Chicago's Bravest

Frequently Asked Questions

Is Kankakee Federation of Teachers financially healthy?

Kankakee Federation of Teachers has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,862 of 4,374 nationally on health and #127 of 192 in Illinois. Its net worth ratio is 12.13% and its delinquency rate 1.28%.

How does Kankakee Federation of Teachers compare to other credit unions?

Kankakee Federation of Teachers scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (78.29% vs 59.80%). Its widest shortfall is net worth ratio (12.13% vs 14.86%).

How can I join Kankakee Federation of Teachers?

Membership eligibility for Kankakee Federation of Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kankakee Federation of Teachers directly for current membership requirements and application steps.

Is my money safe at Kankakee Federation of Teachers?

Kankakee Federation of Teachers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kankakee Federation of Teachers's net worth ratio of 12.13% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Kankakee Federation of Teachers. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.