State credit union · Bellwood, Illinois · NCUA charter #60852
Central Credit Union of Illinois
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $122.5M
- Total assets
- 10,587
- Members
- 14.0%
- Net-worth ratio
Central Credit Union of Illinois scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $122.5M; members 10,587; net-worth ratio 14.02%; health rank #1,935 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,935 of 4,374 health · 2025Q4Central Credit Union · health 85/100 · $122.5M · 2025Q4
Call Report peers
Central Credit Union of Illinois in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Central Credit Union of Illinois vs every NCUA-scored credit union
Central Credit Union of Illinois sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Central Credit Union of Illinois vs $100M–$500M peers
- Return on Assets leads the peer set - 3.06% here, 0.62% peer average (+2.44 pp).
- Largest lag: Loan-to-Share Ratio at 68.06% vs peer 72.20% (-4.14 pp).
Where Central Credit Union of Illinois sits in Illinois
- In Illinois, health place is #86 of 192 on the same NCUA-ratio sort used nationally.
- Illinois assets place: #47 of 192.
- Membership ranks #46 of 192 among Illinois CUs with a reported count (10,587 members).
- One place up in Illinois, Aurora Firefighters' (#85) ties at 85/100; one place down, Bloomington Municipal (#87) ties at 85/100.
Quarter path for Central Credit Union of Illinois
Central Credit Union of Illinois: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $122.5M (2025Q4) to $123.4M (2026Q1).
- Net-worth ratio shifted +0.04 pp (13.98% → 14.02%).
At 14.02%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Central Credit Union of Illinois gives up 15 points in total. Member Growth costs the most, 8.8 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.1 pts
- Return on Assets 15.0 pts
- Member Growth 6.2 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Central Credit Union of Illinois
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.02% | +1.91 pp |
| Delinquency Rate | 1.12% | +0.22 pp |
| Return on Assets | 3.06% | +2.44 pp |
| Member Growth | -1.53% | - |
| Loan-to-Share Ratio | 68.06% | -4.14 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Central Credit Union filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $123.4M | - |
| 2025Q4 | $122.5M | 10,587 |
| 2024Q4 | $121.5M | 10,752 |
| 2023Q4 | $116.9M | 11,008 |
Credit Union Details
- Charter Number
- 60852
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Illinois
- City
- Bellwood
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Central Credit Union of Illinois runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Bellwood (Main Office) | Bellwood, IL |
| Orland Park | Orland Park, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Illinois
Other federally-insured credit unions in Illinois, closest first by peer group and asset size.
- ILLINOIS STATE POLICESpringfield, IL · $100M–$500M84Health
- ILLINOIS EDUCATORSSpringfield, IL · $100M–$500M92Health
- LANDMARKDanville, IL · $100M–$500M79Health
- COMMONWEALTHBourbonnais, IL · $100M–$500M92Health
- A.A.E.C.Arlington Heigh, IL · $100M–$500M94Health
Compare Central Credit Union of Illinois vs ILLINOIS STATE POLICE
Central Credit Union of Illinois nationwide neighbourhoods
Similar total assets
Using this data
- Central Credit Union of Illinois ranks #1,935 of 4,374 nationally on financial health and #86 of 192 in IL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Illinois State Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Illinois State Police
Frequently Asked Questions
Is Central Credit Union of Illinois financially healthy?
On its 2025Q4 NCUA 5300 filing, Central Credit Union of Illinois scores 85/100 (Excellent), with a 14.02% net worth ratio and 1.12% of loans delinquent. It ranks #1,935 of 4,374 nationally on health and #86 of 192 in Illinois.
How does Central Credit Union of Illinois compare to other credit unions?
Central Credit Union of Illinois scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (3.06% vs 0.62%). Its widest shortfall is loan-to-share ratio (68.06% vs 72.20%).
How can I join Central Credit Union of Illinois?
Membership eligibility for Central Credit Union of Illinois depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Central Credit Union of Illinois directly for current membership requirements and application steps.
Is my money safe at Central Credit Union of Illinois?
Central Credit Union of Illinois is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Central Credit Union of Illinois's net worth ratio of 14.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.